Loan Officer II, Retail

Carrington Mortgage Services, LLC; Jacksonville (FL); On-site; USD 125,000 - 300,000; Full time

Benefits offered by this job

Healthcare plans

401(k) plan with match

Educational reimbursement

Employee discounts

Training programs

Referral bonuses

Job summary

Carrington Mortgage Services, LLC in Jacksonville, FL is seeking a Loan Officer II to function as a Consumer Direct inside sales mortgage originator and advise customers on mortgage options.

You’ll guide clients through refinance/first lien or HELOC processes, ensure compliance with laws, and collaborate with partners for smooth file flow. The role offers a generous pay range and growth within Carrington’s Retail Lending team.

Qualifications

• Knowledge of FHA, FNMA, FHLMC, VA, USDA, HELOAN and HELOC products.
• Knowledge of refinance transactions.
• Familiarity with Carrington guidelines and investor requirements.
• Experience with mortgage origination software and technologies.
• Excellent communication, listening and interpersonal skills.

Responsibilities

• Prospect, connect, and build rapport with customers by making outbound calls to company-sourced leads and taking inbound calls.
• Guide customers to mortgage products by listening to needs and collecting documents to close.
• Follow up with customers to ensure high levels of service and compliance.
• Adhere to disclosure requirements when interacting with customers.
• Coordinate with business partners to ensure efficient file flow.

Skills

Knowledge of FHA, FNMA, FHLMC, VA, US

Knowledge of refinance transactions

Excellent communication

Customer service mindset

Tools

Leads360

DU

LP

Appraisal Management Software

Loan origination system

Job description

Come join our amazing teamand work in our Jacksonville, FL Office!

Our Loan Officer II functions as a Consumer Direct inside sales mortgage originator and advises customers of all their mortgage options. Responsible for guiding our customers through the refinance/first lien mortgage or home equity mortgage process on their home. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates.. The target pay range for this position is $125,000 - $300,000+ annually.

What you’ll do:

• Prospect, connect, and build rapport with customers by making outbound calls to company-sourced leads and taking inbound calls from customer inquiries, Customer Service agent transfers, and third party transfers.
• Guide customers to the best mortgage products available by listening to the customer needs, answering questions, and collecting all documents necessary to close a mortgage loan.
• Follow up with customers to ensure we are providing a high level of best-in-class service.
• Adhere to all phone, email and SMS disclosure requirements when interacting with customers.
• Partner with all respective business partners to ensure an expedient and seamless process of file flow.
• Maintain resilience, determination, and adaptability to the changes in the mortgage industry and our customers’ needs.
• Maintain adherence to all applicable laws and regulations regarding mortgage lending.
• Perform other duties as assigned

What you’ll need:

• Knowledge of FHA, FNMA, FHLMC, VA, USDA, HELOAN and HELOC products.
• Knowledge of refinance transactions.
• Knowledge of Carrington’s underwriting guidelines and investor requirements or ability to learn quickly.
• Knowledge of Carrington’s loan origination system or ability to learn quickly.
• Industry specific software knowledge preferred, i.e. Lead management systems (Leads 360), DU, LP, Appraisal Management Software.
• Proficient at or capable of learning all mortgage origination software and technologies.
• Passionate about serving current Carrington Mortgage customers.
• Excellent communication, listening and interpersonal skills.

Our Company:

Carrington Mortgage Services-Retail Lendingis part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment.We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .

What is the value proposition to joining the team?

• Full array of mortgage programs.
• Paperless loan file flow and process.
• Aggressive Marketing support including brochures, social media, and CRM.
• Aggressive underwriting: we manual underwrite over 80% of our files
• Warm exclusive leads
• Ability to originate nationally

What We Offer:

• Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
• Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
• Customized training programs to help you advance your career.
• Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!).
• Educational Reimbursement.
• Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit:carringtoncf.org.

#LI-CF1

Job Info

• Job Identification 4608
• Job Category Loan Origination
• Posting Date 10/16/2026, 08:20 PM
• Job Schedule Full time
• Locations 11701 San Jose Blvd, Jacksonville, FL, 32223, US