Loan Officer, Bold Mortgage

Paramount Residential Mortgage Group Inc. (PRMG Inc.); Miami (FL); On-site; USD 225,000 - 275,000; Full time

Job summary

Bold Mortgage is seeking an experienced Mortgage Loan Officer to verify, explain, and process home loan applications. The role requires active state licensing and focuses on guiding customers through loan options while coordinating with internal teams.

Travel may be required, with expectations to meet clients outside fixed offices. The position offers full-time employment and a comprehensive benefits package, including medical, dental, vision, and retirement plans.

Qualifications

• Must have applicable state licensing.
• Two to five years’ mortgage experience preferred.
• Actively fund more than 2 loans per month, or Xinnix Training completion, or Origination mentor assigned to the branch that funds more than 2 loans/month.

Responsibilities

• Verifies, compiles, and inputs mortgage loan application information.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify completeness and standards.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.
• Travel may be required; must devote substantially more than 50 percent of working hours outside of fixed sites.

Skills

Excellent communication

Organizational skills

Problem solving

Attention to detail

Interpersonal skills

Job description

Overview

Bold Mortgage is Built by Originators for Originators. There is a reason why Bold Mortgage is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

Bold Mortgage offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through Bold Mortgage’s Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities

Essential Job Functions

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure the uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers, acting as liaison between customer and the Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

Responsibilities:

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience is preferred.
• Must also meet one of the following 3 options:
• Actively fund more than 2 loans per month, or
• Xinnix Training completion for Loan Origination is required, or
• An Origination mentor is assigned to the new Loan Officer by the branch that funds more than 2 loans/month ( see the Bold Mortgage Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills are necessary to prioritize workload and delegate responsibility.

Travel

• May be required. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

Min

USD $0.00/Yr.

Max

USD $250,000.00/Yr.