Loan Officer - Albion

Wayne County Bank; Northern (KY); Hybrid; USD 50,000 - 80,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Life insurance

Disability insurance

401(k)

Paid vacation/holidays

ESOP

Other benefits

Job summary

Boone County Bank is seeking a motivated Loan Officer to build and maintain customer relationships, evaluate loan requests, and provide exceptional service throughout the lending process.

The ideal candidate is passionate about helping customers succeed financially, enjoys collaboration, and seeks growth across multiple lending areas.

Qualifications

• Experience in lending, banking, finance, or sales preferred.
• Strong interpersonal and communication skills.
• Knowledge of credit analysis and underwriting principles is a plus.

Responsibilities

• Develop and maintain strong customer relationships within the community.
• Interview applicants and evaluate financial information to determine lending needs.
• Originate, process, and manage loans in accordance with bank policies and regulatory requirements.
• Educate customers on loan products and financial solutions.
• Collaborate with other bank team members to deliver excellent customer service.
• Participate in business development and community involvement activities.
• Maintain knowledge of lending regulations, underwriting standards, and market conditions.
• Support customers with lending needs across agricultural, commercial, consumer, and real estate loans.

Skills

Interpersonal skills

Communication skills

Trust building

Detail-oriented

Credit analysis knowledge

Education

Bachelor’s degree in business/finance/agriculture or related field

Job description

At Boone County Bank, we believe banking is personal. Our loan officers are trusted advisors who help customers navigate life’s biggest financial decisions — from purchasing a home or expanding a business to financing agriculture operations or consumer needs. What makes us different is our team approach. While our loan officers may develop expertise in a specific lending area, we work collaboratively and remain available to support customers across all types of loans. This creates opportunities for professional growth, stronger customer relationships, and a more rewarding career.

Position Summary

Boone County Bank is seeking a motivated and relationship-focused Loan Officer to join our growing team. This individual will build and maintain customer relationships, evaluate loan requests, and provide exceptional service throughout the lending process. The ideal candidate is passionate about helping customers succeed financially, enjoys working in a collaborative environment, and is eager to grow expertise across multiple lending areas.

Responsibilities

• Develop and maintain strong customer relationships within the community
• Interview applicants and evaluate financial information to determine lending needs
• Originate, process, and manage loans in accordance with bank policies and regulatory requirements
• Educate customers on loan products and financial solutions
• Collaborate with other bank team members to deliver excellent customer service
• Participate in business development and community involvement activities
• Maintain knowledge of lending regulations, underwriting standards, and market conditions
• Support customers with a variety of lending needs, including:
  • Agricultural loans
  • Commercial loans
  • Consumer loans
  • Real estate and mortgage loans

Qualifications

• Previous lending, banking, finance, or sales experience preferred
• Strong interpersonal and communication skills
• Ability to build trust and long-term customer relationships
• Detail-oriented with sound decision-making abilities
• Knowledge of credit analysis and underwriting principles is a plus
• Commitment to community involvement and customer service
• Bachelor’s degree in business, finance, agriculture, or related field preferred, but not required

Why Join Boone County Bank?

• Community-focused culture with local decision-making
• Opportunity to specialize while gaining exposure to all lending areas
• Supportive, team-oriented environment
• Competitive compensation and benefits package
• Professional development and advancement opportunities
• Meaningful work that impacts local families, farms, and businesses

Full time benefits include health, dental, life, and disability insurance, 401(k), paid vacation/holidays, ESOP and other benefits.