Loan Officer, AACU Branch Operations

American Airlines; Tulsa (OK); On-site; USD 42,000 - 54,000; Full time

Benefits offered by this job

Travel Perks

Health Benefits

Wellness Programs

401(k) Program

Additional Benefits

Job summary

American Airlines Credit Union in Tulsa seeks a member-focused professional to process loan applications, assess credit, and offer suitable products. You will handle consumer loan requests, maintain regulatory compliance, and promote cross-selling opportunities within a collaborative team.

Ability to work in-person, strong customer service, and attention to detail are essential. Notary duties and occasional weekend shifts may apply as part of the role.

Qualifications

• High school diploma or GED required.
• Must work in-person at assigned branch.
• Experience in financial institution loan processing or underwriting within last 12 months.
• Job level determined by candidate's skills and experience.

Responsibilities

• Process new loan applications by interviewing members, reviewing credit reports and documents, offering best products.
• Exercise lending authority to handle loan requests, including consumer loans.
• Create and promote positive name recognition for the Credit Union.
• Support or speak publicly at Credit Union events.
• Identify cross-selling opportunities with branch managers and staff.
• Research member inquiries and provide timely solutions.
• Maintain awareness of branch functions and duties for proper coverage.
• Enforce internal controls and security per policies and regulations.
• Promote teamwork, service excellence and relationships.
• Perform Notary Services as required.
• Provide coverage for management vacations.
• May work rotating Saturdays depending on location.
• Comply with Bank Secrecy Act and related regulations.

Skills

Microsoft Office

Customer service

Sales orientation

Teamwork

Attention to detail

English proficiency

Education

High School diploma or GED

Bachelor's Degree in Business/Finance

Job description

Intro

Are you ready to explore a world of possibilities, both at work and during your time off? Join our American Airlines family, and you’ll travel the world, grow your expertise and become the best version of you. As you embark on a new journey, you’ll tackle challenges with flexibility and grace, learning new skills and advancing your career while having the time of your life. Feel free to enrich both your personal and work life and hop on board!

Why you'll love this job

This job is within the American Airlines Credit Union. The role is responsible for building member-relationships for the long term by matching member-needs to American Airlines Credit Union products, services and lending solutions.

What you'll do

• Process new loan applications, which includes interviewing the member, analyzing credit reports and documentation and offering the best product to meet member needs
• Exercise lending authority to correctly handle all loan requests, including but not limited to consumer loans
• Creates and promotes positive name recognition for the Credit Union
• Support or speak publicly at special Credit Union events
• Work with branch/department managers and staff to identify and leverage cross-selling opportunities
• Research member inquiries and provide solutions as required in a timely manner
• Maintain awareness of all branch functions and duties to ensure proper support and coverage is provided at all times
• Implement and enforce internal control and security measures in accordance with Credit Union policies and government regulations
• Foster a culture that promotes teamwork, service excellence and relationship building
• Handle responsibilities of a Member Services Representative as needed
• Perform Notary Services as required
• Provide coverage for management vacations
• May work a rotating Saturday schedule depending on job location
• Perform other duties as assigned
• The selected candidate will be responsible for ensuring the security and confidentiality of all account and related information which is part of their work and for ensuring that his/her work is in compliance with all applicable laws and regulations including, but not limited to, the Bank Secrecy Act.

All you'll need for success

Minimum Qualifications- Education & Prior Job Experience

• High School diploma or GED equivalent
• Must be able to work in-person at assigned branch location
• Must have strong working background in a financial institution and relevant consumer loan processing or underwriting experience within the last twelve months
• Job level to be determined by the candidate's skills, qualifications and experience

Preferred Qualifications- Education & Prior Job Experience

• Bachelor's Degree in Business, Finance, related area, or equivalent financial services experience, or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions
• Lending and sales-culture environment experience

Skills, Licenses & Certifications

• Skilled in Microsoft Office software (i.e., Word, Excel, Access, PowerPoint) gained through either work experience with the software or education and hands-on use of the software
• Must fulfill FAA criminal background checks to qualify for unescorted access privileges to airport security identification display areas (SIDA), if applicable
• Ability to exercise excellent member service skills
• Ability to perform in a sales-culture environment with a desire to cross sell Credit Union products and services
• Ability to perform in a fast paced environment, handle multiple tasks and function as an integral part of a team
• Ability to interact professionally with all employees and members
• Ability to speak, read, and write in English is required; Spanish is a plus
• Ability to work independently and with minimal supervision
• Ability to perform basic math calculations and analyze data
• Ability to self-motivate with strong organization skills and capacity for attention to detail
• Ability to effectively prioritize work and meet deadlines
• Ability to sit and/or stand for extended periods of time
• Abiliyt to work varying schedules, including evenings and weekends
• Ability to travel overnight
• Ability to maintain satisfactory performance and attendance
• Ability to pass applicable American Airlines and Credit Union pre-hire compliance checks

What you'll get

Feel free to take advantage of all that American Airlines has to offer:

• Travel Perks: Ready to explore the world? You, your family and your friends can reach 365 destinations on more than 6,800 daily flights across our global network.
• Health Benefits: On day one, you’ll have access to your health, dental, prescription and vision benefits to help you stay well. And that’s just the start, we also offer virtual doctor visits, flexible spending accounts and more.
• Wellness Programs: We want you to be the best version of yourself – that’s why our wellness programs provide you with all the right tools, resources and support you need.
• 401(k) Program: Available upon hire and, depending on the workgroup, employer contributions to your 401(k) program are available after one year.
• Additional Benefits: Other great benefits include our Employee Assistance Program, pet insurance and discounts on hotels, cars, cruises and more

Feel free to be yourself at American

From the team members we hire to the customers we serve, inclusion and diversity are the foundation of the dynamic workforce at American Airlines. Our 20+ Team Member Business Resource Groups are focused on connecting our team members to our customers, suppliers, communities and shareholders, helping team members reach their full potential and creating an inclusive work environment to meet and exceed the needs of our diverse world.

Are you ready to feel a tremendous sense of pride and satisfaction as you do your part to keep the largest airline in the world running smoothly as we care for people on life’s journey? Feel free to be yourself at American.

EQUAL EMPLOYMENT OPPORTUNITY/ AFFIRMATIVE ACTION POLICY

American Airlines maintains a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity and access for all persons, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or status as a disabled veteran or other protected veteran, in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, the following employment decisions and practices: hiring; upgrading; promotions; demotions or transfers; layoffs; recalls; terminations; rates of pay or other forms of compensation; selection for training, including apprenticeship; and recruitment or recruitment advertising.