Loan Officer

West Capital Lending; Washington; On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Remote work

Commission-based pay

Marketing support

Flexible schedule

Job summary

West Capital Lending is seeking a driven Loan Officer to originate residential mortgage loans remotely, primarily servicing the Baltimore market. The ideal candidate will manage the process from application through closing in a virtual environment and hold an active Maryland NMLS license.

You will build strong relationships with clients, real estate agents, and referral partners while staying updated on lending guidelines and market trends to deliver competitive options.

Qualifications

• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Active Maryland Loan Originator license (NMLS) required
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication and sales skills

Responsibilities

• Originate residential mortgage loans (Conventional, FHA, VA, Non-QM)
• Build relationships with clients, agents, and referral partners
• Guide borrowers through application to closing with clear communication
• Analyze borrower financials to recommend loan products
• Ensure loan files meet federal, state, and investor requirements
• Coordinate with processing and underwriting for timely closings

Skills

Residential lending

Remote work capability

Communication

Relationship building

Tools

Loan origination systems

Job description

Location: Remote (Must be licensed in Maryland; Baltimore market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Baltimore, MD. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Maryland Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization