Loan Officer

West Capital Lending; United States; On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

100% remote work

Competitive commission

Wide range of loan products

Marketing support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer for a 100% remote position focused on Boise, ID. You will originate residential loans and manage the process from application to closing in a virtual environment.

Ideal candidates have active Idaho LO license, 2+ years experience, and strong knowledge of mortgage products and guidelines. Remote work offers flexibility and high earning potential through commissions.

Qualifications

• Active Idaho Loan Originator license (NMLS) required.
• 2+ years experience as Loan Officer or Mortgage LO.
• Strong knowledge of mortgage products and underwriting guidelines.

Responsibilities

• Originate residential mortgage loans (Conventional, FHA, VA, Non-QM).
• Build and maintain client, agent, and referral partner relationships.
• Guide borrowers from application through closing in a virtual environment.
• Analyze borrower finances to recommend loan products.
• Ensure loan files meet federal, state, and investor rules.
• Collaborate with processing and underwriting for timely closings.
• Stay updated on lending guidelines and rate changes.

Skills

Idaho LO license

Remote work ability

Mortgage product knowledge

Client relationship building

Communication skills

Tools

Loan origination systems

Digital documentation tools

Job description

Location: Remote (Must be licensed in Idaho; Boise market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Boise, ID. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Idaho Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization