Loan Officer

Advia Credit Union; Portage (IL); On-site; USD 43,000 - 51,000; Full time

Benefits offered by this job

Health & Wellness

401(k) with company match

Life insurance

Disability coverage

PTO & holidays

Tuition reimbursement

Telemedicine

EAP

Wellness initiatives

Volunteer hours

Parental leave after 1 year

Spanish language premium

Job summary

Advia Credit Union in Portage, IL is seeking a full-time Loan Officer to proactively identify financial solutions for members, interacting in person and via phone. You will leverage services that save money and time while delivering exceptional service aligned with our core values.

You will cross-sell banking products, counsel on money management, and handle lending processes including HELOC and business lending.

Qualifications

• Experience working with customers in a financial services environment.
• Ability to identify needs and cross-sell applicable products.
• Familiarity with loan products and basic lending procedures.

Responsibilities

• Interview members in person or by phone to identify needs and explain services and policies.
• Counsel members on money management and lending decisions; communicate denials and future options.
• Perform lending functions and offer HELOC and business lending solutions.
• Build a book of business and manage a proactive pipeline to support members’ financial wellbeing.
• Assist with new account functions and enrollment in electronic services.

Skills

Interpersonal skills

Communication

Cross-selling

CRM systems

Lending knowledge

Tools

CRM software

Job description

Description

Employment Type: Full-Time, On-site #LI-ONSITE

Entry Salary Range: $20.48-$24.57 per hour with an incentive opportunity based on individual performance.

Comprehensive Benefits Package

We're committed to supporting your well-being and work-life balance through a robust benefits offering:

Health & Wellness

• Medical, dental, and vision insurance to keep you and your family healthy.

Financial Peace of Mind

• 401(k) with company match, life insurance, and disability coverage.

Time Off

• Generous paid time off (PTO), paid holidays, and paid parental leave*.

Professional Growth

• Learning and development programs, plus tuition reimbursement* to support your career journey.

Additional Perks

• Free Telemedicine
• Employee Assistance Program (EAP)
• Wellness initiatives
• Paid Community Action Volunteer Hours

*Parental Leave and Tuition Reimbursement are available after one year of service.

Advia offers a bilingual premium for this role. This premium acknowledges and compensates bilingual employees who regularly use their language skills to assist our members. Proficiency testing is required, with a specific need for Spanish language proficiency.

What you should know about the role:

The most essential function of this position is to proactively identify financial solutions for our members by Interacting with customers both in person and through proactive phone calls. You will leverage products and services that can save them money and time, earn them money, add convenience and/or give the member peace of mind. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core.

What you can expect to do as a Loan Officer:

• Interview existing and potential members in person and by phone and explains specific services, products, and policies. Identify members' needs and cross-sell Credit Union services and products actively in an appropriate, professional manner, meeting Credit Union standards. This includes outbound call expectations pertaining to CRM and other call list leads.
• Counsel members regarding money management and financial matters. Including communicating loan denials, explaining decisions, and providing direction for future consideration.
• Perform timely and accurate lending functions and offer lending solutions of all varieties including HELOC and Business Lending.
• Build and maintain a book of business to help improve present, past, and future member relationships. Proactively build and manage a pipeline that drives progress for the benefit of the members financial well-being.
• Perform new account functions, explain various account and ownership options, and obtain the required information and documentation.
• Cross-sell electronic services and assist members in setting up electronic services enrollment and understanding the e-statement process.
• Ensure that the Credit Union’s quality and professional reputation is projected and maintained. Stays informed regarding policy and procedure updates as well as local and national banking and lending trends.

What you will need:

Experience working in an environment with individual and team goals preferred.

Strong interpersonal skills. Courtesy and tact are essential elements of the job. Work involves personal contact with members and others inside and outside the organization.

Want to see more?

Check us out on our social media for an inside look at what the #advialife is all about.