Loan Officer

Legacy Mutual Mortgage; Houston (TX); On-site; USD 60,000 - 90,000; Full time

Job summary

Legacy Mutual Mortgage, a full‑service residential lender in Texas, is seeking a Mortgage Loan Officer to originate, underwrite and close conventional, jumbo, FHA, VA and USDA loans. You will work with borrowers, realtors and processors to gather documents, discuss programs, lock rates, and ensure timely closings while maintaining compliance and exceptional service.

Legacy Mutual Mortgage is an Equal Opportunity Employer and values motivated, detail‑oriented professionals in a high-volume

Qualifications

• Bachelor's degree in business-related field or equivalent experience.
• 3+ years' experience as a mortgage loan officer or loan originator.
• Eligible for NMLS registration and licensing.
• Strong analytical skills to evaluate credit applications.
• Knowledge of mortgage lending laws and regulations.
• Proficient in MS Excel, PowerPoint and Word.
• Excellent written and verbal communication and interpersonal skills.
• Dependable, self-motivated and able to work with minimal supervision.

Responsibilities

• Solicits mortgage loans from referral sources to meet production goals.
• Assists borrowers in completing loan applications and gathering documents.
• Explains loan programs and locks in interest rates for clients.
• Develops sales campaigns and coordinates marketing activities.
• Coordinates with realtors and borrowers on loan status and terms.
• Ensures loans close and fund on the date specified.

Skills

Analytical ability

Regulatory knowledge

Excellent written and verbal comms

Interpersonal skills

Detail-oriented

Self-motivated

Education

Bachelor's degree in business-related field or equivalent

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Job description

Description

Legacy Mutual Mortgage is an outstanding full service residential mortgage lender originating, underwriting and closing conventional, jumbo, FHA, VA and USDA mortgage loans. In business since 2005, we are dedicated to meeting the home loan needs of individual homebuyers while working with our real estate partners in Texas. Our team members are the key to Legacy's success, and we are looking for highly motivated, qualified individuals to join our talented team.

• Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals.
• Assists prospective borrowers in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers.
• Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates.
• Develops sales campaigns in alignment with company goals and coordinates the marketing activities.
• Develops new business and expands existing relationships. Maintains knowledge of commercial loan products and services, as well as knowledge of the industries or market areas served.
• Coordinates with realtors and borrowers by providing answers to any questions on loan status updates and provides any significant changes to loan terms or closing dates.
• Coordinates the loan processing efforts by communicating loan status between borrowers and processors.
• Encourages inter-departmental referrals by providing training (when appropriate) and product support for front-line personnel.
• Monitors the Loan process to ensure Loans close and fund on the date specified by the borrower.
• Manages relationships within loan portfolio to include handling follow-ups, collections or delinquent and problem loans as requested.
• May assist with other duties as assigned.
• Must maintain regular attendance.

Requirements

• Bachelor's degree in a business-related field, or equivalent work experience.
• At least 3 years' experience as a mortgage loan officer or comparable experience originating loans.
• Must be eligible for NMLS registration and licensing.
• Must have analytical ability to evaluate credit applications and to make fair and impartial decisions.
• Must have working knowledge of applicable laws and regulations related to mortgage lending.
• Must have experience and strong, proficient computer skills in programs such as Microsoft Excel, Microsoft PowerPoint, Microsoft Word, and data processing software.
• Must have excellent written and verbal communication, interpersonal skills, and ability to perform in a high-volume environment.
• Must have a positive attitude.
• Must be dependable, self-motivated and require minimal supervision.

Legacy Mutual Mortgage is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.