Loan Officer

Montana Federal Credit Union; Great Falls (MT); On-site; USD 30,996 - 34,095; Full time

Benefits offered by this job

High-Deductible Health Plan with Dental & Vision

Health Savings Account with employer match

401k with employer match

Paid Time Off

Job summary

Montana Federal Credit Union is seeking a full-time Loan Officer in Great Falls, MT. The ideal candidate will have 2-3 years of experience in consumer lending and will assist members in realizing their financial goals.

As a Loan Officer, you will evaluate applicants, underwrite loans, and ensure compliance while providing exceptional member service. We offer competitive pay starting at $22.50 - $24.75 hourly, plus a comprehensive benefits package.

Qualifications

• 2 - 3 years of experience in consumer lending, loan processing, or financial services.
• Working knowledge of consumer lending principles and underwriting guidelines.
• Ability to analyze financial documents and communicate complex information.

Responsibilities

• Conduct interviews and evaluate creditworthiness.
• Guide members through lending decisions to support financial goals.
• Ensure compliance and operational excellence in lending processes.

Skills

Member service excellence

Integrity and sound judgment

Analytical skills

Proficient communication

Education

High school diploma or equivalent

Job description

Loan Officer (Full Time)

Location: Great Falls, MT

About Us

At Montana Credit Union, we believe dedication is the heart of our business. Through a sense of purpose and commitment to our members, our community, and each other, we know that our efforts have a meaningful impact on the lives of others.

We are currently hiring for a Loan Officer with experience in the financial services industry. The Loan Officer at Montana Credit Union works closely with members to help realize their financial goals, hopes, and dreams.

We offer competitive pay, a host of benefits, and the stability of an organization that has been serving our community for 85 years. Your experience matters here — and so does the impact you make. If you’re looking for meaningful work with a stable, member-focused organization, we invite you to learn more.

POSITION SUMMARY

The Loan Officer serves as a trusted financial partner for members by delivering professional, accurate, and solutions-focused lending services. This position is responsible for interviewing applicants, evaluating creditworthiness, underwriting consumer loans within established authority limits, and guiding members through lending decisions that support their financial goals. The Loan Officer ensures compliance, confidentiality, and operational excellence throughout the lending process while providing seamless and personalized member experience.

Guided by Montana Credit Union’s core values of Innovation, Dedication, Empowerment, and Authenticity, this role contributes to meaningful member experiences by building trust, providing timely and accurate information, and proactively identifying products and services that align with members’ financial needs. A high level of professionalism, attention to detail, and commitment to service excellence are required.

COMPETENCIES

• Strong commitment to member service excellence.
• High level of integrity, discretion, and sound judgment in decision-making.
• Professional, confident, and empathetic communication style.
• Analytical and solutions-oriented with attention to detail.
• Self-motivated and adaptable with a collaborative, team-oriented mindset.

KNOWLEDGE, SKILLS & ABILITIES

• Working knowledge of consumer lending principles, underwriting guidelines, and regulatory compliance requirements.
• Proficiency in analyzing financial documents, credit reports, and income calculations.
• Strong verbal and written communication skills with the ability to explain complex financial information clearly.

MINIMUM QUALIFICATIONS

• High school diploma or equivalent required.
• 2 - 3 years of experience in consumer lending, loan processing, or financial services required.
• Experience in a financial institution or other regulated environment required.

SALARY

• $22.50 - 24.75 Hourly DOE
• This position may be eligible for incentive compensation based on individual performance and company-wide objectives and goals being met.

BENEFITS

• High-Deductible Health Plan which includes Dental & Vision
• Health Savings Account with employer match
• Lifestyle Spending Account with employer contribution
• Voluntary Insurance (Life, AD&D, Critical Illness & Accident)
• Group Life Insurance
• Paid Time Off
• Employee Assistance Program
• 401k with employer match