Loan Officer

Broadstreet Bank; Branch (LA); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Paid time off

401(k) match

ESOP

Disability insurance

AD&D insurance

Job summary

Broadstreet Bank is seeking a relationship-driven Loan Officer in Terrell, TX to develop new business and originate a broad range of lending products, including commercial, commercial real estate, consumer, and residential mortgage loans. The ideal candidate will combine strong business-development skills with sound credit judgment and a commitment to exceptional customer service.

The role involves meeting with clients, analyzing borrowing needs, and guiding borrowers through the mortgage

Qualifications

• Experience in lending, credit, and banking preferred.
• Knowledge of commercial, real estate, consumer, and residential mortgage lending.
• Strong business development and relationship management skills.

Responsibilities

• Develop new loan and deposit relationships through prospecting, referrals, centers of influence, networking, and community involvement.
• Meet with customers to understand borrowing needs, evaluate financing options, and recommend appropriate loan solutions.
• Originate commercial, commercial real estate, consumer, and residential mortgage loans consistent with Bank policies and lending guidelines.
• Accept and process residential mortgage loan applications and work with customers through the mortgage lending process.
• Analyze financial information, creditworthiness, repayment capacity, collateral, and risk; structure and present credit requests as appropriate.
• Manage loans from application through underwriting, approval, closing, and ongoing relationship management.
• Maintain and grow existing customer relationships while identifying opportunities for deposits, treasury management, and other Bank products and services.
• Maintain accurate pipeline and customer records and complete required documentation in a timely manner.
• Comply with all applicable laws, regulations, Bank policies, and lending procedures, including mortgage lending and registration requirements.
• Participate in community and business-development activities within the assigned market.

Skills

Lending experience

Credit analysis

Customer service

Relationship management

Communication

MS Office

Education

Bachelor’s degree in banking/finance/business

Tools

Lending-related systems

Microsoft Office

Job description

Department: Coming Soon: Terrell Branch City/State: Terrell, Texas Type: Full-Time Relocation: Contact Name: Suzanne Osbourn Contact Email: [e-mail] Date Posted: 2026-11-10

Experience Qualifications

• Lending, credit, banking, or related financial-services experience preferred.
• Working knowledge of credit analysis, loan structuring, financial statements, cash flow, collateral, and lending documentation.
• Knowledge of commercial, real estate, consumer, and residential mortgage lending products and processes preferred.
• Strong business-development, relationship-management, communication, and customer-service skills.
• Ability to manage multiple opportunities and loan requests while maintaining attention to detail and sound credit quality.
• Proficiency with Microsoft Office and lending-related systems.
• Bachelor’s degree in banking, finance, business, or a related field preferred.
• Must obtain and maintain any registration required to perform residential mortgage loan origination duties, including applicable NMLS registration. Description Loan Officer Broadstreet Bank is seeking a relationship-driven Loan Officer to develop new business, serve existing customers, and originate a broad range of lending products, including commercial, commercial real estate, consumer, and residential mortgage loans. The ideal candidate will combine strong business-development skills with sound credit judgment and a commitment to exceptional customer service. Essential Duties and Responsibilities
• Develop new loan and deposit relationships through prospecting, referrals, centers of influence, networking, and community involvement.
• Meet with customers to understand borrowing needs, evaluate financing options, and recommend appropriate loan solutions.
• Originate commercial, commercial real estate, consumer, and residential mortgage loans consistent with Bank policies and lending guidelines.
• Accept and process residential mortgage loan applications and work with customers through the mortgage lending process.
• Analyze financial information, creditworthiness, repayment capacity, collateral, and risk; structure and present credit requests as appropriate.
• Manage loans from application through underwriting, approval, closing, and ongoing relationship management.
• Maintain and grow existing customer relationships while identifying opportunities for deposits, treasury management, and other Bank products and services.
• Maintain accurate pipeline and customer records and complete required documentation in a timely manner.
• Comply with all applicable laws, regulations, Bank policies, and lending procedures, including applicable mortgage lending and registration requirements.
• Participate in community and business-development activities within the assigned market.
• Perform other duties as assigned. Education Bachelor’s degree in banking, finance or other related field is preferred. Benefits Broadstreet Bank offers a comprehensive benefits package, including medical, dental, vision, and life insurance; paid time off; a 401(k) retirement plan with company match up to 5%; an Employee Stock Ownership Plan (ESOP); short-term and long-term disability insurance; and accidental death and dismemberment insurance.