Loan Officer

Lennar Mortgage; Birmingham (AL); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Comprehensive health insurance plans

401(k) retirement plan with company match

Paid parental leave

Education Assistance Program

Up to three weeks of vacation annually

Job summary

Lennar Mortgage is looking for a full-time salesperson in Birmingham, Alabama. This role involves seeking and developing customer relationships, advising on mortgage products, and preparing loan applications.

Ideal candidates should have at least three years of loan originating experience, a valid driver’s license, and a flexible schedule. The position offers comprehensive benefits including health insurance and a 401(k) plan.

Qualifications

• Four-year college degree preferred.
• At least three years of loan originating experience.
• Ability to maintain a flexible work schedule, including evenings and weekends.
• Valid driver’s license and reliable transportation.
• NMLS license required, or willingness to obtain.

Responsibilities

• Support the Company’s growth through outside sales activities and lead generation.
• Travel to various communities and realtors’ offices to solicit new business.
• Conduct First Time Homebuyer Seminars in communities.
• Maintain reports and notes regarding prospects and customers.
• Originate and prepare new loans in accordance with guidelines.

Skills

Loan originating experience

Customer service

Flexible work schedule

Education

Four-year college degree

Job description

Job Description

Lennar is one of the nation's leading homebuilders, dedicated to building quality homes and providing exceptional customer service. Lennar is a Fortune 500 company and consistently ranked among the top homebuilders in the United States.

A full‑time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap.

• A career with purpose.
• A career built on making dreams come true.
• A career built on building zero defect homes, cost management, and adherence to schedules.

Your Responsibilities

• Support the Company’s growth through outside sales activities and lead generation.
• Travel to various communities, realtors’ offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders.
• Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current customers.
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service.
• Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company’s offerings, obtain loan applications and other required documents, and attend closings.
• Review leads daily and contact prospective customers via telephone and email to set up in‑person/virtual meetings.
• Originate and prepare new loans in accordance with the “Loan Officer” agreement to ensure all loans meet the guidelines of the Product and Policies manuals.
• Advise and recommend to the customer regarding the various mortgage loan products based on the customer’s individual needs.
• Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing.
• Provide assistance to New Home Consultants on pre‑qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed.
• Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business.
• Maintain reports and notes within the origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock information, monthly projected closings, incentive, and expense.

Qualifications

• Four‑year college degree (preferred).
• At least three years of loan originating experience.
• Ability to maintain a flexible work schedule, including evening and weekend work.
• Valid driver’s license and dependable transportation.
• NMLS license required, or willing to obtain.

This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associate. Duties, responsibilities and activities may change at any time with or without notice.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Benefits

• Comprehensive health insurance plans (Medical, Dental, Vision).
• 401(k) retirement plan with $1 for $1 company match up to 5%.
• Paid parental leave and an Associate Assistance Plan.
• Education Assistance Program and up to $30,000 in Adoption Assistance.
• Up to three weeks of vacation annually; generous holiday, sick leave, and personal day policies.
• New Hire Referral Bonus Program.
• Significant home purchase discounts.
• Everyone’s Included Day.