Loan Officer

RBI Mortgages; Atlanta (GA); On-site; USD 90,000 - 140,000; Full time

Job summary

RBI Mortgages in Atlanta, GA, is seeking a Loan Officer to originate and close residential and commercial real estate loans. You will build relationships with mortgage brokers, investors, and banks, managing an active pipeline from inquiry to close and guiding transactions through the process.

A strong track record in private lending is required. The role emphasizes developing new lending opportunities, maintaining a robust book of business, and staying informed on market trends to identify

Qualifications

• Bachelor's degree in business, finance, or related field.
• 3+ years in private lending for real estate investments.
• Experience with Bridge, Fix & Flip, DSCR, and Ground-Up Construction loans.
• Strong knowledge of loan origination and underwriting processes.
• Excellent communication, negotiation, and presentation skills.
• Ability to multitask and manage multiple client accounts.
• Proficiency in CRM software and Microsoft Office.

Responsibilities

• Originate new loan opportunities through business development and networking.
• Develop and maintain relationships with brokers, investors, banks, and partners.
• Build and grow a personal pipeline of borrowers and lending opportunities.
• Evaluate financing requests and structure loan solutions per guidelines.
• Guide borrowers through the loan origination process to closing.
• Present loan products and terms to clients and partners.
• Collaborate with underwriting, processing, and closing teams for efficient closings.
• Maintain accurate pipeline reporting and CRM records.

Skills

Communication skills

Negotiation

Presentation skills

Loan origination knowledge

Underwriting knowledge

Multitasking

CRM software

Microsoft Office

Education

Bachelor's degree in business or finance

Tools

CRM software

Microsoft Office Suite

Job description

Loan Officer

RBI Mortgages Atlanta, Georgia, United States

About this position

About RBI Private Lending

RBI Private Lending is a U.S.-based real estate lending company focused on providing strategic capital solutions for residential real estate investors and developers. Through bridge, construction, and investment loan programs, we support investors in acquiring, renovating, and building residential properties across key U.S. markets

About the role

The Loan Officer is responsible for originating and closing residential and commercial real estate loans by developing relationships with mortgage brokers, real estate investors, financial institutions, and referral partners. This role focuses on generating new lending opportunities, managing an active pipeline of borrowers, and guiding transactions from initial inquiry through closing. The ideal candidate has extensive experience in private lending industry, a proven track record in loan origination, and the ability to cultivate and grow a strong book of business

What you'll do

• Originate new loan opportunities through business development, networking, referrals, and relationship-building activities.
• Develop and maintain relationships with mortgage brokers, real estate investors, financial institutions, developers, and other referral partners.
• Build, manage, and grow a personal pipeline of prospective borrowers and lending opportunities.
• Evaluate financing requests and structure loan solutions that meet borrower needs and company lending guidelines.
• Guide borrowers through the loan origination process.
• Present and explain loan products, terms, and lending solutions (Bridge Loans, Fix & Flip, DSCR, and Ground-Up Construction loans).
• Collaborate with underwriting, processing, and closing teams to ensure efficient execution of loan transactions.
• Negotiate loan terms and facilitate successful closings while delivering an exceptional borrower experience.
• Maintain accurate pipeline reporting, borrower records, and CRM documentation.
• Represent the company at industry events, networking functions, and real estate investment forums to generate new business opportunities.
• Stay informed on market trends, lending products, and industry developments to identify opportunities for portfolio growth.

Qualifications

• Bachelor's degree in business, finance, or a related field (preferred).
• Proven experience with Bridge, Fix & Flip, DSCR, and Ground-Up Construction loan products.
• Minimum of 3 years of experience in Private Lending for Real Estate Investments .
• Strong understanding of loan origination and underwriting processes.
• Established book of business specializing in RTL (Residential Transition Loans) or DSCR (Debt-Service Coverage Ratio) loans .
• Excellent communication, negotiation, and presentation skills.
• Ability to multitask and manage multiple client accounts effectively.
• Proficiency in CRM software and Microsoft Office Suite