Loan IQ IT Solutions Architecture Lead Analyst

Citi; New York (NY); Hybrid; USD 126,000 - 189,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Life, accident, and disability insur.

Wellness programs

Paid time off packages

Job summary

Citi in New Castle, Delaware is seeking a Senior Loan IQ IT Solutions Architecture Lead Analyst to drive end-to-end technology delivery for Wholesale Lending Tech. You will partner with Operations, Technology, Banking, Markets and Risk to enable reporting and regulatory needs through Loan IQ and in-house tools.

The role requires deep Loan IQ expertise, architecture governance, and strong stakeholder influence, with a focus on AI-driven solutions, scalability, and cost controls.

Qualifications

• 6+ years with Loan IQ analysis and implementations.
• Influencing, presentation, facilitation and partnering skills.
• Proficient in AI tools utilization and agile delivery (Jira, Confluence).

Responsibilities

• Deliver business requirements with Product Owner Team to define scope and impacts.
• Lead architecture definition and ongoing management for Loan IQ and workflows.
• Establish governance to align with Citi data standards and architecture goals.
• Write SQL queries against Loan IQ to extract and analyze data.
• SME to senior stakeholders and team members.
• Assess risk and ensure compliance with laws, policy and controls.

Skills

Loan IQ analysis

Architecture governance

SQL queries

Stakeholder management

AI tools

Agile delivery

Education

Bachelor's degree

Tools

Jira

Confluence

Job description

Loan IQ IT Solutions Architecture Lead Analyst

Job Req Id:

26986791

Location(s):

New Castle, Delaware, United States

Job Type:

Hybrid

Posted:

Aug. 14, 2026

Discover your future at Citi

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Job Overview

The Loan IQ IT Solutions Architecture Lead Analyst is a strategic professional responsible for design and implementation of technology solutions delivered by Wholesale Lending Technology within the Product Technology Chief Information Office. The individual will partner with key internal stakeholders (Operations, Technology, Banking, Markets and Risk) to drive end-to-end delivery on a Loan IQ & several in-house technology tools built around loan IQ that fully supports, satisfies and anticipates the reporting needs of the business and our regulators. This role is responsible for Global Loan IQ business enablement, Loan IQ Workflow Automation and implementation of AI driven solutions for loans.

Recognized technical subject matter authority for Loan IQ and Loan products. This role requires a broad and comprehensive understanding of multiple systems, theories and practices related to Loan IQ and Lending functions. Excellent communication and diplomacy skills are required to guide, influence and convince others, in particular colleagues in other areas and occasional external stakeholders. Oversees implementation of data driven technical solutions to meet business need. Responsible for ensuring that solutions align with Loan IQ Architecture strategy, while balancing success criteria, interface impacts, system performance, controls, scalability, and cost.

Responsibilities:

• Delivery of business requirements, in partnership with Product Owner Team, to ensure that business/use case, system configuration and other global impacts are fully defined.
• Lead the definition and ongoing management of architecture for Loan IQ and its ancillary workflow applications.
• Establish a governance process to oversee implementation activities and ensure ongoing alignment to Citi Data standards and strategic architecture goals for our organization.
• Ability to write database queries in SQL against the Loan IQ database to extract and query data in support of changes being analyzed.
• SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications:

• 6+ years with Loan IQ analysis and implementations, with deep domain knowledge of Loan IQ and its data model, database schema, APIs, and SDK capabilities.
• Demonstrated influencing, presentation, facilitation and partnering skills
• Analytical, flexible, team-oriented and have good interpersonal/communication skills. Robust problem-solving skills.
• Previous experience with AI tools utilization and agile delivery (Jira, Confluence)
• Ability to manage multiple activities and changing priorities and work under pressure to meet tight deadlines

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:

Technology

Job Family:

Data Architecture

Time Type:

Full time

Primary Location:

New Castle Delaware United States

Primary Location Full Time Salary Range:

$125,760.00 - $188,640.00

Citi offers competitive employee benefits, including:

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs

Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

Most Relevant Skills

Please see the requirements listed above.

Anticipated Posting Close Date:

Aug 21, 2026

Automated Processing and AI

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Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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