Loan IQ IT Solutions Architecture Lead Analyst

Citi; New Castle (DE); On-site; USD 126,000 - 189,000; Full time

Benefits offered by this job

Medical

Dental & Vision coverage

401(k)

Life, disability insurance

Wellness programs

Paid holidays

Job summary

Citi is seeking a Loan IQ IT Solutions Architecture Lead Analyst in New Castle, Delaware, to drive end-to-end delivery of Loan IQ and in-house tools, aligning with business needs and regulatory reporting.

The role requires deep Loan IQ expertise, governance oversight, and the ability to work across Operations, Technology, Banking, Markets, and Risk, including AI-driven loan solutions.

Qualifications

• 6+ years with Loan IQ analysis and implementations, with deep domain knowledge of Loan IQ and its data model, database schemas, APIs and SDKs.
• Strong analytical, presentation, facilitation and partnering skills.
• Experience with AI tools and agile delivery (Jira, Confluence).
• Ability to manage multiple activities and changing priorities under pressure.

Responsibilities

• Delivery of business requirements in partnership with Product Owner Team to define use cases and impacts.
• Lead the architecture definition and governance for Loan IQ and related workflow applications.
• Ensure alignment to Citi Data standards and strategic architecture goals.
• Write SQL queries against Loan IQ database to extract data for analysis.
• Advise stakeholders and team members while managing risk and compliance.

Skills

Loan IQ analysis

SQL querying

Stakeholder management

Analytical thinking

AI tools utilization

Agile delivery

Education

Bachelor’s/University degree or equivalent experience

Tools

Jira

Confluence

SQL

AI tooling platforms

Job description

The Loan IQ IT Solutions Architecture Lead Analyst is a strategic professional responsible for design and implementation of technology solutions delivered by Wholesale Lending Technology within the Product Technology Chief Information Office. The individual will partner with key internal stakeholders (Operations, Technology, Banking, Markets and Risk) to drive end-to-end delivery on a Loan IQ & several in-house technology tools built around loan IQ that fully supports, satisfies and anticipates the reporting needs of the business and our regulators. This role is responsible for Global Loan IQ business enablement, Loan IQ Workflow Automation and implementation of AI driven solutions for loans.

Responsibilities:

• Delivery of business requirements, in partnership with Product Owner Team, to ensure that business/use case, system configuration and other global impacts are fully defined.
• Lead the definition and ongoing management of architecture for Loan IQ and its ancillary workflow applications.
• Establish a governance process to oversee implementation activities and ensure ongoing alignment to Citi Data standards and strategic architecture goals for our organization.
• Ability to write database queries in SQL against the Loan IQ database to extract and query data in support of changes being analyzed.
• SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications:

• 6+ years with Loan IQ analysis and implementations, with deep domain knowledge of Loan IQ and its data model, database schema, APIs, and SDK capabilities.
• Demonstrated influencing, presentation, facilitation and partnering skills
• Analytical, flexible, team-oriented and have good interpersonal/communication skills. Robust problem-solving skills.
• Previous experience with AI tools utilization and agile delivery (Jira, Confluence)
• Ability to manage multiple activities and changing priorities and work under pressure to meet tight deadlines

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:

Technology

Job Family:

Data Architecture

Time Type:

Full time

Primary Location:

New Castle Delaware United States

Primary Location Full Time Salary Range:

$125,760.00 - $188,640.00

Employee Benefits

• discretionary and formulaic incentive and retention awards
• medical
• dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages
• planned time off (vacation)
• unplanned time off (sick leave)
• paid holidays

For additional information regarding Citi employee benefits, please visit citibenefits.com.

Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Aug 21, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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