Loan Collateral Specialist - Entry Level

EPM; Atlanta (GA); On-site; USD 38,000 - 50,000; Full time

Job summary

A national mortgage lender is seeking a Collateral Specialist to coordinate and audit loan collateral documents, ensuring accurate delivery to investors and custodians. Responsibilities include reviewing promissory notes, collaborating with title companies, and managing inquiries. Ideal candidates will have strong organizational skills and at least one year of related experience, along with a high school diploma. This role promises a dynamic work environment where attention to detail is critical.

Qualifications

• 1+ year of experience in post-closing or collateral document processing preferred.
• Knowledge of agency or document custodian collateral requirements.
• Familiarity with warehouse bank reporting.

Responsibilities

• Receive, review, and audit promissory notes for accuracy and completeness.
• Ship original notes and supporting documents to investors and custodians.
• Collaborate with title companies and internal departments.
• Complete collateral document requests for loan repurchases.

Skills

Detail-oriented

Organizational skills

Effective communication

Document processing

Knowledge of collateral requirements

Multi-priority management

Education

High school diploma

College degree (preferred)

Tools

Encompass LOS

Job description

EPM, a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral Specialist to join our team. You’ll be responsible for coordinating and auditing loan collateral documents, primarily promissory notes, and ensuring accurate, timely delivery to investors and custodians. The ideal candidate is detail‑oriented, organized, and experienced in handling sensitive documentation.

Key Responsibilities

• Receive, review, and audit promissory notes for accuracy and completeness.
• Ship original notes and supporting documents to investors and custodians.
• Review warehouse bank reports for collateral exceptions and resolve issues.
• Collaborate with title companies, settlement agents, and internal departments to clear outstanding collateral items.
• Monitor and respond to inquiries in the shared collateral email inbox.
• Complete collateral document requests for loan repurchases.
• Execute and notarize Lender Affidavits of Affixation for manufactured homes as needed.
• Process and transfer eNotes, ensuring successful registration and delivery.
• Shred closing packages securely in line with compliance guidelines.
• Additional responsibilities related to business needs.

Qualifications & Skills

• High school diploma required; college degree preferred.
• 1+ year of experience in post‑closing or collateral document processing preferred.
• Knowledge of agency or document custodian collateral requirements.
• Familiarity with warehouse bank reporting.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities quickly and efficiently.
• Effective written and verbal communication skills.
• Experience with Encompass LOS preferred.

EPM is an equal opportunity employer committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.