Loan and Business Development

First Southern National Bank; Nicholasville (KY); On-site; USD 55,000 - 85,000; Full time

Job summary

A community bank in Kentucky is seeking a Loan and Business Development professional to enhance relationships and service within the community. This role requires developing new loan and deposit portfolios under the direction of the Community President. Candidates should possess a bachelor's degree and have 3-5 years of relevant experience, along with excellent communication skills. The position emphasizes community involvement and offers an opportunity to make impactful financial decisions.

Qualifications

• Bachelor’s degree preferred.
• 3-5 years of lending or sales experience.
• Excellent communication and interpersonal skills required.
• Dependable, self-starter necessary.
• Strong analytical and organizational skills are essential.
• Local residency, education, employment, public and community service, and other local market involvement are a strong plus.

Responsibilities

• Develop and service relationships under the Community President's direction.
• Explain bank products effectively to prospects.
• Manage credit relationships professionally and timely.
• Maintain community involvement to develop new business.
• Monitor financial conditions and repayment progress.
• Counsel delinquent loan customers.
• Support and comply with all applicable laws, regulations, and bank policies and procedures.
• Other duties as assigned.

Skills

Communication skills

Interpersonal skills

Analytical skills

Organizational skills

Analytical skills

Organizational skills

Local market involvement

Education

Bachelor’s degree in business, finance, or a related field

Job description

About Us

First Southern National Bank is a community and relationship-driven bank serving twelve counties throughout Central and Western KY. Our home office is based in Stanford, with a population of 3,000. Having served our customers for over 40 years, our passion for building a great company has never been stronger. We recognize that we have been given an opportunity to use our example, our influence, and our resources to help others make wise financial decisions, and our desire is to do just that.

Position Summary

The Loan and Business Development position develops and services new and existing relationships under the leadership and direction of the Community President. This position proactively works inside the office and out in the community to increase the bank’s core loan and deposit portfolios in accordance with underwriting and relationship pricing guidelines.

Key Responsibilities

• Know the bank’s loan, deposit, and other product and service offerings and effectively explain them to prospects.
• Manage all credit relationships in a professional manner and in timely compliance with bank and regulatory standards.
• Maintain community involvement to increase the bank’s visibility and develop new business relationships.
• Cure all identified credit and collateral exceptions.
• Continually monitor customers’ financial condition and repayment progress – including daily monitoring of delinquencies and significant overdrafts.
• Counsel delinquent loan customers, considering possibilities and agreeing upon a specific resolution path.
• Support and comply with all applicable laws, regulations, and bank policies and procedures.
• Other duties as assigned.

Qualifications

• A bachelor’s degree in business, finance, or a related field is preferred.
• Three to five years of lending, sales, or similar experience is preferred.
• Excellent communication and interpersonal skills.
• Dependable and a self-starter.
• Strong analytical and organizational skills.
• Local residency, education, employment, public and community service, and other local market involvement are a strong plus.

Equal Opportunity Employer - All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.