Loan Account Specialist II

UMB Bank; Kansas City (MO); On-site; USD 45,000 - 66,000; Full time

Benefits offered by this job

401(k) matching

Annual incentive pay

Medical, dental, vision insurance

Health savings account

Dependent care accounts

Tuition reimbursement

Employee wellbeing program

Job summary

UMB Bank is seeking a Loan Account Specialist II to support processing of consumer and commercial loan payments, payoffs, draws, funding and charge offs. You will initiate wires, reconcile GL accounts, and assist with inquiries in a fast-paced credit oversight environment.

Responsibilities include daily review of maintenance transactions, creating guidelines, and calculating loan items. A strong Office suite background is essential; 2 years loan experience preferred.

Qualifications

• High school diploma or equivalent.
• 2 years Commercial and/or Consumer loan experience.
• Knowledge of consumer and/or commercial loans.
• Strong knowledge of Microsoft Office products.

Responsibilities

• Initiate wires.
• Park uploads of general ledger tickets.
• Monitor, review, and reconcile departmental general ledger accounts and reports.
• Second day review of maintenance transactions and error resolution.
• Monitor departmental mailboxes, answer customer inquiries, and resolve routine problems.
• Help create instructions and establish guidelines to perform job functions.
• Calculate loan items and changes such as interest and payments.
• May adapt procedures, processes, tools, equipment, and techniques to meet the more complex requirements of the position.

Skills

Commercial loan experience

Consumer loan experience

Microsoft Office

Education

High school diploma

Job description

Within the Credit Oversight team, the Loan Account Specialist II focuses on processing of consumer and commercial loan payments, payoffs, draws, funding and charge offs.

How you’ll spend your time:

• Initiate wires
• Park uploads of general ledger tickets
• Monitor, review, and reconcile departmental general ledger accounts and reports
• Second day review of maintenance transactions and error resolution
• Monitor departmental mailboxes, answer customer inquiries, and resolve routine problems
• Help create instructions and establish guidelines to perform job functions
• Calculate loan items and changes such as interest and payments
• May adapt procedures, processes, tools, equipment, and techniques to meet the more complex requirements of the position

We’re excited to talk with you if you have:

• High school diploma or equivalent
• 2 years Commercial and/or Consumer loan experience
• Knowledge of consumer and/or commercial loans
• Strong knowledge of Microsoft Office products

This position was posted on 10/27/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:

$44,685 - $65,736

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

• Paid Time Off;
• a 401(k) matching program;
• annual incentive pay;
• paid holidays;
• a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage;
• health savings, flexible spending, and dependent care accounts;
• adoption assistance;
• an employee assistance program;
• fitness reimbursement;
• tuition reimbursement;
• an associate wellbeing program;
• an associate emergency fund;
• and various associate banking benefits.
• Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You’re more than a means to an end—a way to help us meet the bottom line. UMB isn’t comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You’ll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [e-mail] to let us know the nature of your request.

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