Commercial Relationship Manager II

UMB Bank; Saint Joseph (MO); Presencial; USD 98.000 - 145.000; Jornada completa

Descripción de la vacante

UMB Bank in Missouri is seeking a Relationship Manager II for our Commercial Banking team serving mid-market companies with revenue between $50M and $500M. You will develop new commercial business while maintaining a portfolio, with cross-selling across bank products to act as a trusted advisor.

The role emphasizes client relations, credit quality management, and collaboration with senior management to drive growth in the community.

Formación

• Bachelor’s degree or equivalent experience in related field.
• 2 years' sales experience.
• Intermediate knowledge of credit.
• Knowledge of bank products, services, and bank operations.
• Self-starter with initiative.
• Excellent verbal and written communication skills.
• Proficient in Word, Excel, PowerPoint.
• Understanding of credit underwriting.
• Ability to manage time to balance new and existing relationships to meet goals.

Responsabilidades

• Conduit for all product lines; match client needs with products.
• Grow revenue by prospecting new business and referrals.
• Maintain portfolio by calling on existing customers to expand business and ensure client relations and servicing.
• Manage loan and portfolio credit quality.
• Negotiate credit arrangements and prepare memoranda for loan committee.
• Other duties as assigned.

Conocimientos

Relationship management

Sales experience

Credit underwriting

Communication skills

Banking products

Microsoft Office

Educación

Bachelor’s degree or equivalent experience

Herramientas

Word

Excel

PowerPoint

Descripción del empleo

• Manage loan & portfolio credit quality.

Commercial Banking team actively calls on businesses that typically have annual revenue between $50MM and $500MM. The team includes relationship managers, treasury management officers and others that provide a suite of products and services that serve companies of this size. The objective of the group is earn the title of trusted advisor and help these companies grow and prosper in our community.

As the Relationship Manager II, you will be responsible for developing new commercial business, while maintaining a portfolio. While loan product is important, cross selling with current and prospective clients is a key element of this role.

How You’ll Spend Your Time

• Serves a conduit for all product lines and matches client needs with appropriate products.
• Grows revenue as directed by senior management by successfully prospecting new business and making appropriate referrals.
• Maintains portfolio by calling on existing customers to expand existing business, ensure excellent client relations & proper servicing of account(s).
• Manage loan & portfolio credit quality.
• Negotiate credit arrangements and prepare credit memoranda and supporting documentation for presentation to the loan committee.
• Other duties as assigned.

We’re excited to talk to you if

• You possess a bachelor’s degree or equivalent experience in related field.
• You have 2 years' sales experience.
• You have demonstrated intermediate knowledge of credit.
• You have demonstrated knowledge of bank products, services, and bank operations.
• You have demonstrated ability to be self-starter and show initiative.
• You have demonstrated excellent communication skills (verbal & written).
• You have demonstrated proficiency in Word, Excel, PowerPoint.
• You have an intermediate level of understanding of credit underwriting.
• You have demonstrated ability to manage time effectively to balance new & existing relationships to meet goals.

Bonus points if

• You have 2 years commercial sales experience.
• You have the ability to prospect and network at various levels within a company.

Compensation Range

$98,208 - $144,705

This position was posted on 11/06/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Are you ready to be part of something more?

You’re more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e‑mail to [e-mail] to let us know the nature of your request.

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