Life Insurance Agent

PSI Groups; Chattanooga (TN); On-site; USD 50,000 - 250,000; Full time

Benefits offered by this job

Comprehensive training

Supportive team environment

Opportunities for career advancement

Job summary

A dynamic sales company is seeking an Outside Sales Representative in Chattanooga, TN. In this role, you will forge client relationships and offer tailored life insurance solutions. The ideal candidate has sales experience, strong communication skills, and a results-driven mindset. This position offers competitive compensation with a lucrative commission structure and opportunities for growth within the company.

Qualifications

• Proven experience in sales, preferably in insurance or financial services.
• Willingness to travel within the assigned territory.
• Ability to obtain a life insurance license.

Responsibilities

• Leverage unique platforms for targeting qualified candidates.
• Perform needs assessments to present suitable life insurance options.
• Deliver sales presentations tailored to client needs.
• Cultivate long-term relationships with clients.
• Stay up to date with industry trends and market conditions.
• Maintain accurate sales activity records.
• Ensure compliance with regulatory requirements.

Skills

Sales experience

Communication skills

Presentation skills

Negotiation skills

Self-motivated

Education

High school diploma or equivalent

Bachelor’s degree in business or finance

Job description

Position Overview

Are you ready to ignite your career in sales with passion and professionalism? We are on the hunt for a dynamic and motivated Outside Sales Representative to join our vibrant team and propel the growth of our life insurance products. As a key player in our sales force, you will forge strong client relationships, uncover customer needs, and offer tailored life insurance solutions. This thrilling role lets you work independently, meet potential clients in various settings, and hit your sales targets in a rewarding and supportive environment.

Location

Chattanooga, TN

Key Responsibilities

• Prospecting and Lead Generation: Leverage our unique platform that targets qualified candidates seeking our diverse life insurance products, allowing you to focus more on client interactions and less on lead hunting.
• Client Consultation: Perform comprehensive needs assessments to understand clients' financial goals and insurance needs, presenting and explaining life insurance options to help clients make informed decisions.
• Sales Presentation: Deliver captivating sales presentations to individuals and groups, showcasing the benefits and features of our life insurance products. Tailor presentations to address specific client concerns and preferences.
• Relationship Management: Cultivate and maintain long-term relationships with clients, offering continuous support and service. Conduct regular follow-ups to ensure customer satisfaction and policy retention.
• Market Research: Stay abreast of industry trends, competitive products, and market conditions. Utilize this knowledge to position our life insurance products effectively and provide clients with pertinent information.
• Sales Reporting: Keep precise and up-to-date records of sales activities, client interactions, and progress toward sales targets. Prepare regular reports for management review.
• Compliance: Ensure all sales activities adhere to regulatory requirements and company policies, maintaining confidentiality of client information and upholding ethical standards.

Qualifications

• Proven experience in sales, preferably within the insurance or financial services industry.
• Exceptional communication and interpersonal skills, with the ability to build rapport and trust with clients.
• Outstanding presentation and negotiation skills.
• Self‑motivated with a results‑driven mindset and the ability to work independently.
• Willingness to travel within the assigned territory and manage a flexible schedule.
• Valid driver’s license and reliable transportation.
• High school diploma or equivalent; a bachelor’s degree in business, finance, or a related field is a plus.
• Life insurance license or the ability to obtain one (we will assist you in acquiring your license if you are not currently licensed).
• Competitive compensation with the most attractive commission and bonus structure in the industry.
• Comprehensive training and continuous professional development.
• A supportive team environment with access to seasoned mentors.
• Opportunities for career advancement within the company.

Compensation

• Base pay range: $50,000 / yr – $250,000 / yr
• Bonuses are performance‑based and paid every month on the 15th.
• Residuals are paid on the anniversary date of the client’s sale.
• Competitive commission and bonus structure.

Seniority Level

Not applicable

Employment Type

Contract

Job Function

Sales, Business Development, and Administrative

Industries

Financial Services and Insurance