Liability Specialist

Erie Insurance; Indianapolis (IN); Remote; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a skilled claims adjuster to join their dynamic team. This remote position allows you to utilize your expertise in handling complex liability issues and claims negotiations. You will be responsible for conducting thorough investigations and making informed recommendations while ensuring exceptional service to clients. With a commitment to employee development and a comprehensive benefits package, this role offers a unique opportunity to grow your career in a supportive environment. If you're ready to make a significant impact and thrive in a collaborative setting, this position is perfect for you.

Benefits

Premier health, dental, and vision benefits

Pension plan

401(k) with contribution match

Paid time off

Tuition reimbursement program

Company-paid life insurance

Short-and long-term disability insurance

Paid volunteer hours

Qualifications

• 5 years of casualty claims adjusting experience or equivalent in medical/legal fields.
• Broad knowledge of liability coverages, laws, and injuries required.

Responsibilities

• Conduct investigations and evaluate coverage and liability.
• Negotiate with parties within designated authority.
• Document files and submit reports.

Skills

Claims Handling

Negotiation

Investigation

Customer Focus

Decision Quality

Education

High School Diploma or GED

Associates or Bachelor's Degree

Tools

Claims Management Software

Job description

At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia.

Benefits That Go Beyond The Basics

We strive to be Above all in Service to our customers—and to our employees. That’s why Erie Insurance offers you an exceptional benefits package, including:

• Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.
• Low contributions to medical and prescription premiums. We currently pay up to 97% of employees’ monthly premium costs.
• Pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
• 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.
• Paid time off. Paid vacation, personal days, sick days, bereavement days and parental leave.
• Career development. Including a tuition reimbursement program for higher education and industry designations.

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Exercises independent discretion and judgement in claims handling involving complex liability issues, to include coverage issues and severe injury claims.

• This is a remote, work from home position in Indiana.
• The ideal candidate will live in the Indianapolis Metro area or anywhere in Marion County and surrounding areas.

Duties and Responsibilities

• Conducts investigations, evaluates and makes recommendations regarding coverage and liability.
• Handles claims involving complex liability, damages or coverages.
• Negotiates with all parties, or their representatives, within designated authority.
• Documents the file and submits reports.
• Identifies subrogation opportunities and initiates appropriate action.
• Completes required training.
• The position requires the incumbent to provide support for property claims during periods of heavy volume.
• Trains and mentors.
• Travel for training may be required.

The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.

Capabilities

• Values Diversity
• Nimble Learning
• Self-Development
• Customer Focus
• Ensures Accountability
• Job-Specific Knowledge
• Decision Quality

Qualifications

Minimum Educational and Experience Requirements

• High school diploma or GED required;
• Associates or bachelor's degree preferred.

Additional Experience

• Five years casualty claims adjusting experience or equivalent experience in the medical or legal field required.
• Broad knowledge and expertise in the areas of liability coverages, laws and injuries required.
• Position requires incumbents to provide support for property claims during periods of heavy volume.
• Travel for training may be required.

Designations and/or Licenses

• Valid driver's license required.
• Completion of Associate in Claims (AIC) program preferred.

Physical Requirements

• Lifting/Moving 0-20 lbs; Occasional (<20%)
• Lifting/Moving 20-50 lbs; Occasional (<20%)
• Ability to move over 50 lbs using lifting aide equipment; Occasional (<20%)
• Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%)
• Climbing/accessing heights; Rarely
• Driving; Occasional (<20%)
• Manual Keying/Data Entry/inputting information/computer use; Frequent (50-80%)