Lending Risk & Governance Manager

KeyBank; Arkansas; Hybrid; USD 96,000 - 181,000; Full time

Job summary

KeyBank is seeking a Governance Manager – Credit & Lending to lead governance of the Commercial lending portfolio, including Middle Market and Financial Sponsor relationships, ensuring regulatory readiness and robust risk oversight. Responsibilities include delinquency trend oversight, risk assessments, and coordinating regulatory examinations and audits.

The role emphasizes translating data into clear narratives, overseeing cross‑functional initiatives, and partnering with risk, controls, and

Qualifications

• Bachelor’s degree required; industry experience preferred.
• Experience in risk management, governance, or risk oversight.
• Credit or lending knowledge within a Commercial or Banking environment.
• Experience working in a highly regulated industry, preferably Banking or Financial Services.
• Project management experience, including managing multiple workstreams and stakeholders.
• Experience supporting or interacting with regulatory exams, internal audits, or control reviews.
• Demonstrated ability to present to senior leadership and executives.
• Advanced proficiency in Excel and PowerPoint; experience with Salesforce and Tableau preferred.

Responsibilities

• Support governance activities for the Commercial lending portfolio including delinquency trends, forecasting, and emerging credit risk themes.
• Participate in risk profile assessments, contributing analysis and business commentary for internal risk forums, leadership updates, and governance reporting.
• Review risk acceptance requests related to Middle Market and other Commercial lending activities, ensuring alignment with risk appetite, policy requirements, and governance expectations.
• Manage the Middle Market Financial Sponsor review process, including developing and maintaining review documentation, facilitating sponsor review forums and governance discussions, and preparing summary materials for leadership.
• Design and implement an annual Financial Sponsor portfolio review process, leveraging internal data and partnering with stakeholders to build dashboards and reporting, identify risk themes, concentrations, and trends, deliver executive-ready insights.
• Assist in the preparation and management of monthly and periodic business reviews for the Commercial loan portfolio.
• Synthesize large volumes of information into clear narratives, key takeaways, and actionable recommendations for senior leadership.
• Serve as a first-line liaison for regulatory exams, internal audits, and independent risk reviews related to credit and lending activities.
• Coordinate collection of documentation, responses, and evidence from business partners; track and support remediation of findings, issues, and action plans.
• Partner effectively with business leaders, second line risk management, compliance, operations, and finance to enhance governance processes.
• Identify opportunities to improve oversight frameworks, reporting, and governance efficiency.
• Maintain strong awareness of regulatory expectations, internal policies, and industry trends impacting Commercial credit and lending activities.

Skills

Risk management

Governance

Project management

Stakeholder management

Data analysis

Communication

Organizational skills

Collaboration across functions

Education

Bachelor’s degree

Tools

Excel

PowerPoint

Salesforce

Tableau

Job description

KeyBank is seeking a Governance Manager – Credit & Lending to lead governance of the Commercial lending portfolio, including Middle Market and Financial Sponsor relationships, ensuring regulatory readiness and robust risk oversight. Responsibilities include delinquency trend oversight, risk assessments, and coordinating regulatory examinations and audits.

The role emphasizes translating data into clear narratives, overseeing cross‑functional initiatives, and partnering with risk, controls, and