Lending Portfolio Analyst

IHMVCU; Moline (IL); On-site; USD 65,000 - 85,000; Full time

Job summary

Join a leading financial institution as a Lending Portfolio Analyst, focusing on analyzing and maintaining loan portfolio data. This role requires strong analytical and communication skills to provide actionable insights and support strategic decision-making. Located in Moline, IL, the position offers a collaborative environment with opportunities for professional growth.

Benefits

On-site gym

Qualifications

• Minimum 3 years' experience in an Analyst role.
• At least 3 years' experience using data tools.

Responsibilities

• Collaborate with business units to analyze data and develop actionable insights.
• Analyze trends to propose underwriting strategy adjustments.

Skills

Analytical Skills

Communication

Critical Thinking

Education

Bachelor's degree in Business, Finance, Data Analytics, Mathematics

Tools

Power BI

Excel

Job description

Join Our Team as a Lending Portfolio Analyst at IHMVCU!

IHMVCU is member-focused and dedicated to providing exceptional service and fostering financial well-being for our community. We are seeking a highly skilled and experienced Lending Portfolio Analyst to join our team. For well-qualified candidates, a Senior Lending Portfolio Analyst title and corresponding pay range are available. Final compensation will be based on a combination of experience, skills, and internal pay equity.

This role is located at our beautiful headquarters on River Drive in Moline, IL. The facility includes a comfortable office environment with an on-site gym.

Summary of Position

The Lending Portfolio Analyst will focus on four key components of the Loan Portfolio: Indirect, Consumer, Mortgage, and Commercial. This position will compile, analyze, monitor, and maintain data regarding the Loan Portfolio. Strong analytical and communication skills are essential, with a focus on developing and presenting clear, actionable reports to support effective decision-making. This role requires close collaboration across diverse teams and business units, as well as the ability to guide and mentor others in transforming data into meaningful insights that drive strategic action.

Key Responsibilities

1. Collaborate with business units to analyze data and develop actionable insights and recommendations
2. Partner with departmental leaders on the performance of their departments by providing insights and trends
3. Analyze trends to propose underwriting strategy adjustments that align with organizational goals
4. Provide risk-based pricing recommendations that align with CU goals and strategic plan
5. Maintain an inquisitive nature in interpretation of data to make strategic decisions
6. Model pricing adjustments to predict the impact of pricing changes on organizational performance

Qualifications

1. Bachelor's degree in Business, Finance, Data Analytics, Mathematics, or a related field
2. Minimum 3 years' experience in an Analyst role
3. At least 3 years' experience using data tools such as Power BI or other data visualization tools
4. High proficiency in Excel to translate complex data into actionable insights through advanced functions and tools
5. Strong analytical and critical thinking skills, with a track record of turning data into actionable strategies
6. Exceptional interpersonal skills, including written and verbal communication skills, with the ability to present to senior leadership and stakeholders

Being a team member of IHMVCU is more than just a job; we want to make a difference in the communities we serve. Check out our careers page for more information, including benefits: www.ihmvcu.org/careers. Final compensation will be determined by various factors such as experience, specific skills, and internal pay equity.

Move Up your career at IHMVCU with this great opportunity!

Physical Requirements

• Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
• Talking: Expressing or exchanging ideas by means of the spoken word; conveying detailed or important spoken instructions accurately, loudly, or quickly.
• Hearing: Perceiving sounds at normal speaking levels with or without correction and receiving detailed information through oral communication.
• Finger, handle, touch: Picking, pinching, typing, or working primarily with fingers rather than with whole hand or arm.
• Visual Demands: Visual acuity to prepare and analyze data, view a computer terminal, and read extensively.
• Lifting Demands: Up to 10 lbs.

Salary: $65,000.00 - $85,000.00 per year