Lending Compliance Specialist

ADP, Inc.; McAllen (TX); On-site; USD 25,000 - 30,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

FSA options

HSA options

401(k) with match

Paid time off

Paid holidays

Life insurance

Disability insurance

Training opportunities

Professional development

Job summary

Rio Bank is seeking a Loan Servicing Compliance Specialist II to join our Loan Administration team in McAllen, TX. This role focuses on accurate, compliant loan servicing, including escrow administration, HMDA reporting, and consumer credit dispute handling.

Ideal candidates bring 2+ years in banking or financial services and 1+ year in loan operations, with strong attention to detail and a collaborative mindset.

Qualifications

• 2+ years in banking or related financial services.
• 1+ year in loan operations.
• Lending compliance or regulatory experience preferred.
• Working knowledge of loan documentation and applicable lending regulations.
• Strong attention to detail and collaborative attitude.

Responsibilities

• Process and review escrow accounts, payments, analyses, notices, and related documentation.
• Review loans for HMDA applicability and support accurate HMDA reporting.
• Maintain documentation for denied, withdrawn, and incomplete loan applications.
• Monitor flood insurance requirements, coverage, notices, and related activity.
• Investigate and track consumer credit disputes and manage related e-OSCAR activities.
• Provide guidance and support to lending staff on loan servicing and compliance processes.
• Maintain accurate records while protecting confidential customer and bank information.

Skills

Attention to detail

Organization

Problem solving

Follow-through

Collaborative approach

Job description

Administration Employees Full-Time Regular McAllen, TX, US

3 days ago Requisition ID: 1487

Salary Range: $18.00 To $22.00 Hourly

Loan Servicing Compliance Specialist

Looking for a role where your attention to detail and loan operations experience can make an impact? Rio Bank is seeking a Loan Servicing Compliance Specialist II to join our Loan Administration team.

In this role, you’ll help ensure our loan servicing processes are accurate, compliant, and well supported, with responsibilities spanning escrow administration, HMDA reporting, application tracking, flood insurance compliance, and consumer credit disputes.

What You’ll Do

• Process and review escrow accounts, payments, analyses, notices, and related documentation.
• Review loans for HMDA applicability and support accurate HMDA reporting.
• Maintain documentation for denied, withdrawn, and incomplete loan applications.
• Monitor flood insurance requirements, coverage, notices, and related activity.
• Investigate and track consumer credit disputes and manage related e-OSCAR activities.
• Provide guidance and support to lending staff on loan servicing and compliance processes.
• Maintain accurate records while protecting confidential customer and bank information.

What We're Looking For

• 2+ years of banking or related financial services experience.
• 1+ year of loan operations experience.
• Lending compliance or regulatory experience preferred.
• Working knowledge of loan documentation and applicable lending regulations.
• Strong attention to detail, organization, problem-solving, and follow-through.
• A collaborative approach and commitment to great service.

Why Join Rio Bank?

At Rio Bank, your work matters. You’ll join a collaborative, community-focused organization where employees are encouraged to take ownership, support one another, and make a meaningful impact. We offer opportunities to grow your knowledge, contribute your expertise, and build your career as part of a team committed to serving our customers and communities well.

What Rio Bank Offers

• Medical, dental, and vision insurance
• FSA and HSA options
• 401(k) retirement plan with company match
• Paid time off, paid holidays, and other paid leave benefits
• Life and disability insurance
• Training and professional development opportunities

Rio Bank is an equal opportunity employer. Reasonable accommodations are available to qualified applicants with disabilities.