Lead Software Engineer - Working Capital Finance

U.S. Bank; Charlotte, Northern (NC, KY); Hybrid; USD 127,000 - 149,000; Full time

Job summary

U.S. Bank is seeking a Lead Software Engineer for Working Capital Finance in Charlotte. You will design, develop, test, and support critical financial applications using Java microservices, Spring Boot, and Postgres, while leveraging Kafka and modern cloud-native patterns.

You will independently address business needs, ensure security and compliance, and mentor teams on best practices. A strong background in cloud platforms and CI/CD is required.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 6–8 years of relevant experience.
• Hands-on Java 17+ development experience.
• Strong Spring Boot, Spring Framework, REST APIs, security.
• Experience with Kafka, messaging, and event-driven architectures.
• Microservices in public cloud (AWS/Azure/GCP).
• CI/CD tooling (Jenkins/CloudBees, etc.).
• RDBMS (PostgreSQL, MySQL, Oracle, DB2) and SQL optimization.

Responsibilities

• Design, develop, test, and support Critical Working Capital Finance apps.
• Act independently to respond to business needs and deadlines.
• Debug complex production issues and ensure secure, compliant deployment.
• Build and deploy microservices in cloud environments.
• Collaborate on API development and integration patterns.

Skills

Java 17+

Spring Boot

Kafka

CI/CD

Kubernetes

PostgreSQL

REST APIs

Security best practices

Agile

Cloud platforms

Education

Bachelor's degree or equivalent

Tools

Jenkins

CloudBees

Maven

Git

Job description

## Lead Software Engineer - Working Capital FinanceApply: Charlotte, NC: Hopkins, MN: New York, NY: Full time: Posted Yesterday: End Date: October 15, 2026 (5 days left to apply): 2026-0030217At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.## **Job Description****Essential Responsibilities:** - Responsible for designing, developing, testing and supporting of **Critical Working Capital Finance applications** using **Java microservices, Spring Boot, Postgres, Kafka** and modern cloud-native architectures. - Does not wait around to be given directions and “stories”, but rather independently responds to all business needs, emails, Teams Messages and deadlines in order to make the system and workplace better. - Analyses all possible scenarios, asks questions about whether any scenarios were missed, designs, codes and tests for all scenarios both happy path and not-so-happy path - Analyses, designs, codes, tests not just for today’s volumes but for hoped for, expected-some-day volumes - Deeply debugs any testing or production issues. Not just looks for error messages. Understands and learns expected behavior, why it did not behave correctly, when it started behaving incorrectly. All of this without being told every step of the way. - Accountable for ensuring all aspects of product development follow compliance and security best practices **Basic Qualifications** - Bachelor’s degree, or equivalent work experience - Six to eight years of relevant experience**Preferred Skills/Experience*** **Hand-on experience** developing enterprise applications with **Java 17+** and object-oriented programming principles* Strong expertise in **Spring Boot**, **Spring Framework**, dependency injection, REST APIs, security, and core Spring ecosystem fundamentals.* Hands-on experience with **MQ / Kafka,** messaging platforms, event-driven architecture, and asynchronous system integration patterns.* Proven experience building and deploying **microservices architectures** in public cloud environments such as **AWS, Azure, or GCP**.* Strong experience with **CI/CD tools** including **Jenkins**, **CloudBees**, or equivalent enterprise pipeline technologies.* Experience with build and dependency management tools, preferably **Maven** (Gradle acceptable).* Advanced knowledge of **relational databases** such as **PostgreSQL, MySQL, Oracle, and DB2**, with expertise in data modeling, performance tuning, and SQL optimization.* Strong understanding of software design patterns, system integration, API development, secure coding practices, and Agile delivery methodologies.* Experience with **Spring Data JPA**, **Hibernate**, or **MyBatis - nice to have*** Knowledge of Kubernetes deployment, container orchestration, and configuration management.* Experience implementing **secrets management** and application security best practices.* Exposure to **React** and modern front-end development frameworks.* Experience working within financial services, banking, lending, treasury, or Working Capital Finance domains, preferred **Location expectations** This role requires working from a U.S. Bank location three (3) or more days per week.If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.**Benefits:**Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:* Healthcare (medical, dental, vision)* Basic term and optional term life insurance* Short-term and long-term disability* Pregnancy disability and parental leave* 401(k) and employer-funded retirement plan* Paid vacation (from two to five weeks depending on salary grade and tenure)* Up to 11 paid holiday opportunities* Adoption assistance* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawReview our full benefits available by employment status here.U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.**E-Verify**U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $126,820.00 - $149,200.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.**Posting may be closed earlier due to high volume of applicants.**