Lead Software Engineer-Debit Card

M&T Bank; Buffalo (NY); On-site; USD 116,000 - 194,000; Full time

Job summary

M&T Bank in Buffalo, NY seeks an expert-level software engineer to lead the design and development of API, middleware, and integration solutions within the SDLC. You will coach teammates and drive architecture decisions for large-scale modernization projects leveraging internal banking systems and external platforms.

Responsibilities include leading design discussions, reviewing technical proposals, ensuring secure and scalable implementations, and guiding the team through best practices and

Qualifications

• Associate’s degree with 7+ years of systems analysis and/or application development work experience.
• Bachelor's degree with 5+ years of systems analysis and/or application development work experience.
• Expert proficiency in a minimum of 1 relevant programming language.

Responsibilities

• Develop and coach other team members while also working independently on applications within the SDLC.
• Lead technical design and architecture discussions for large-scale modernization efforts involving API, middleware, and system integration solutions.
• Review and approve solution designs, technical proposals, and pull requests while overseeing execution through change management processes.
• Design and facilitate peer review processes and coach others on code reviews, engineering best practices, and continuous improvement.

Skills

Programming language

Technical leadership

Education

Associate's degree

Bachelor's degree

Job description

Overview

Responsible at the expert level for writing code and leading the team's technical requirements gathering and solution design activities. This role provides technical leadership for large-scale modernization initiatives, including the design and delivery of API and middleware solutions that integrate internal banking systems with third-party payment processing platforms. Completes work following banking technology standards and contributes to the overall stability and resiliency of banking technology within the Software Development Lifecycle (SDLC) while coaching others and guiding key technical decisions.

Primary Responsibilities

• Develop and coach other team members while also working independently on applications within the boundaries of approved Software Development Life Cycle (SDLC) processes, including identification and recommendation of metrics to solve business needs and minimize risks to the Bank through clean and resilient code.
• Lead technical design and architecture discussions for large-scale modernization efforts, driving the development of scalable API, middleware, and system integration solutions that support business and technology objectives.
• Review and approve solution designs, technical proposals, and pull requests while overseeing execution through established change management processes.
• Design and facilitate peer review processes and coach others on code reviews, code quality, engineering best practices, and continuous improvement.
• Author organized, clean, efficient, and secure source code at the expert level in a minimum of one programming language and moderate proficiency in a minimum of one other language while coaching team members on appropriate data structures, algorithms, and integration patterns to solve complex business problems.
• Provide hands-on technical guidance to engineering teams, helping resolve complex technical issues and ensuring successful implementation of modernization and integration initiatives.
• Oversee source control management activities of team members and perform the merging of code developments into the production deployment path.
• Review testing methodologies, integration testing strategies, and code coverage to ensure comprehensive testing and high-quality delivery of API, middleware, and payment processing solutions.
• Drive implementation adherence with patterns and practices for performance testing, resiliency, observability, security, and optimization within their domain.
• Review and approve requirement plans on behalf of the team in alignment with delivery partners and ensure requirement completeness, accuracy, technical feasibility, and alignment with enterprise architecture standards.
• Serve as a key partner across engineering, architecture, infrastructure, and third-party integration teams to deliver complex technology solutions and drive continuous improvement across organizational boundaries.
• Contribute technical requirements and design recommendations in support of the delivery and maintenance of business-critical applications, integration services, and payment technology platforms.
• Understand and effectively communicate architecture, modernization roadmaps, project progress, technical risks, and implementation challenges to business and technical stakeholders.
• Lead technical decision-making and establish engineering standards that promote scalability, maintainability, resiliency, and secure software development practices.
• Contribute ideas and recommendations to the team's application architecture, integration strategy, engineering practices, and technology patterns, presenting solutions at architecture peer groups and architecture review board meetings within their domain.
• Coordinate with enterprise architecture, infrastructure, security, and external technology partners to ensure successful delivery of integrated solutions.
• Present team accomplishments and technical solutions at internal meetings and contribute to internal knowledge sharing through presentations, documentation, and blog posts.
• Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities

Acts as a senior technical leader responsible for guiding engineering teams through the design, development, and implementation of complex business and technology solutions. Provides expertise in application modernization, API development, middleware technologies, enterprise system integration, and payment processing platforms while influencing technical direction and engineering best practices across multiple stakeholders and delivery teams.

Supervisory/Managerial Responsibilities

No supervisory responsibilities.

Education and Experience Required

• Associate’s degree and a minimum of 7 years’ systems analysis and/or application development work experience or Bachelor's degree and a minimum of 5 years' systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 year’s education and/or relevant work experience, including a minimum of 5 years’ system analysis and/or application development work experience.
• Expert proficiency in a minimum of 1 relevant programming language and professional proficiency in a minimum of 1 additional relevant programming language.

Education and Experience Preferred

• Expert analytical skills specific to application development
• Experience working in a team environment
• Ability to work autonomously
• Ability to multitask on multiple complex projects
• Strong organizational skills
• Strong time management skills
• Advanced verbal and written communication skills
• Experience driving project milestones and delivery dates
• Proven experience leading a project or initiative
• Experience partnering with and presenting to multiple stakeholders within technology and business departments
• Experience leading large-scale application modernization initiatives
• Experience designing and implementing API and middleware solutions
• Experience integrating internal systems with third-party platforms and services
• Experience supporting payment processing, transaction, or financial services technology environments
• Experience collaborating with architecture, infrastructure, security, and external technology partners
• Strong understanding of enterprise integration patterns, distributed systems, and service-oriented architectures

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.