Lead Product Manager, Credit Line Platform & LMS

PayJoy; San Francisco (CA); On-site; USD 250,000 - 270,000; Full time

Job summary

PayJoy is seeking a Senior Product Manager for the Credit Line Platform to define and drive the Loan Management System (LMS) from discovery through implementation. You will own underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing, working with engineering and operations to deliver scalable, secure solutions.

The role requires 5+ years in product management in fintech or a related field, with the ability to balance customer needs with security and

Qualifications

• 5+ years of product management experience, preferably in Loan Management Systems or loan servicing within fintech.
• Experience driving cross-functional teams to deliver impactful products.
• Proven ability to manage and prioritize multiple initiatives in a fast-paced environment.
• Strong data-driven decision-making skills, including the ability to run SQL queries.
• Ability to define algorithms, data structures, and platform services.
• Familiarity with Loan Management Systems, underwriting, and servicing operations in both loan and line products.

Skills

Product management

Cross-functional leadership

Prioritization

Data-driven decisions

SQL querying

Algorithms & data structures

LMS knowledge

Underwriting & servicing Ops

Customer-focused solutions

Job description

PayJoy is seeking a Senior Product Manager for the Credit Line Platform to define and drive the Loan Management System (LMS) from discovery through implementation. You will own underwriting, payments, withdrawals, amortization, internal functions, and customer invoicing, working with engineering and operations to deliver scalable, secure solutions.

The role requires 5+ years in product management in fintech or a related field, with the ability to balance customer needs with security and