Lead Fintech Backend Engineer: Java + AI

Envestnet; All (MO); On-site; USD 152,300 - 190,400; Full time

Job summary

Envestnet is seeking a hands-on Lead Software Engineer to design, build, and evolve its premier wealth management platform built on Java-based distributed systems, with a focus on scalable, auditable AI-enabled features in production.

You will lead a cross-functional Scrum team, own architecture decisions, and ensure secure, compliant delivery of services, while mentoring engineers and partnering with product, platform, and risk/compliance teams.

Qualifications

• 8+ years backend engineering experience using Java and/or Python, including Spring, SQL/NoSQL, and modern distributed systems.
• 2+ years designing and delivering production‑grade AI/ML systems, including LLM‑based applications and agentic workflows.
• Strong background in building distributed, transactional systems in fintech or other regulated domains, with deep understanding of data consistency, idempotency, fault tolerance, and scalability.
• Solid understanding of security, observability, and production incident handling.
• Demonstrated ability to lead architectural decisions, define technical standards, and communicate trade-offs to both technical and non‑technical stakeholders.

Responsibilities

• Own technical design, delivery and architecture for mission‑critical fintech services, ensuring scalability, resilience, transactional correctness, and clear service boundaries/data ownership meeting Product requirements.
• Lead design and implementation of Java / Spring Boot microservices, establishing engineering standards for performance, observability, reliability, and maintainability.
• Drive the safe, compliant adoption of agentic AI/LLM capabilities, including workflow design, evaluation/guardrails, and governance for auditable production use.
• Partner cross‑functionally with product, platform, and risk/compliance stakeholders to translate business and regulatory requirements into high‑quality technical solutions and delivery plans.
• Provide hands‑on leadership across the SDLC: lead architecture/design reviews, refine requirements and acceptance criteria, and guide execution within an Agile/Scrum team.
• Mentor and develop engineers, raising the bar through coaching, code/design reviews, and continuous improvement of modern engineering practices.
• Lead releases and production support, including incident response and operational readiness, while ensuring alignment with security, risk, and internal control expectations.

Skills

Java

Python

Spring Boot

Distributed Systems

SQL/NoSQL

Kafka

Cloud (AWS/GCP/Azure)

Kubernetes

Security & Compliance

Leadership

Education

Bachelor's degree in Computer Science or related field

Tools

Docker

Kubernetes

AWS

GCP

Azure

Job description

Envestnet is seeking a hands-on Lead Software Engineer to design, build, and evolve its premier wealth management platform built on Java-based distributed systems, with a focus on scalable, auditable AI-enabled features in production.

You will lead a cross-functional Scrum team, own architecture decisions, and ensure secure, compliant delivery of services, while mentoring engineers and partnering with product, platform, and risk/compliance teams.