Lead Data Scientist, BNPL Risk & Insights

PayPal; Chicago (IL); Hybrid; USD 161,000 - 239,000; Full time

Benefits offered by this job

Equity

Bonus potential

Comprehensive healthcare

Flexible/hybrid work model

Job summary

PayPal in Chicago is seeking a senior data scientist to design and implement credit risk strategies for the BNPL product. You will collaborate with product, sales, finance, and engineering to align projects with business goals and ensure robust monitoring of risk performance.

You will lead data science initiatives, build models, validate data quality, and mentor junior staff while working with legal and compliance teams to implement responsible risk controls.

Qualifications

• 5+ years of relevant experience and a Bachelor’s degree or equivalent.
• Proficiency in SQL and Python required.

Responsibilities

• Lead and manage data science projects aligned with business goals.
• Develop and maintain data models, algorithms, and reporting systems.
• Analyze large datasets to identify trends and insights for strategic initiatives.
• Collaborate with cross-functional teams to understand data needs and provide actionable insights.
• Ensure data quality through audits and validation processes.
• Mentor junior data scientists to foster continuous learning.

Skills

SQL

Python

Education

Bachelor's degree

Job description

PayPal in Chicago is seeking a senior data scientist to design and implement credit risk strategies for the BNPL product. You will collaborate with product, sales, finance, and engineering to align projects with business goals and ensure robust monitoring of risk performance.

You will lead data science initiatives, build models, validate data quality, and mentor junior staff while working with legal and compliance teams to implement responsible risk controls.