Senior Data Scientist - Credit Risk Modeling (Hybrid)

BAM Ventures; Austin (TX); Hybrid; USD 131,000 - 194,000; Full time

Job summary

PayPal is seeking a data science professional to provide analytical support for the Second Line oversight of Buy Now Pay Later products, focusing on underwriting and account management.

You will develop advanced models, collaborate with risk, product, and engineering teams, and ensure data quality while mentoring junior data scientists. The role supports a balanced hybrid work model across Chicago and Austin.

Qualifications

• 3+ years in credit risk management or lending.
• Bachelor’s degree or equivalent.
• Strong analytical and data storytelling skills.
• Experience with second line of defense is a plus.

Responsibilities

• Lead development and implementation of advanced data science models.
• Collaborate with stakeholders to define requirements.
• Drive data science best practices and data quality.
• Mentor junior data scientists.
• Monitor credit risk metrics and exposures.

Skills

Credit risk

Data science

Mentoring

Stakeholder collab

Python

SQL

Communication

Education

Bachelor's degree

Advanced degree preferred

Tools

Python

SQL

Job description

PayPal is seeking a data science professional to provide analytical support for the Second Line oversight of Buy Now Pay Later products, focusing on underwriting and account management.

You will develop advanced models, collaborate with risk, product, and engineering teams, and ensure data quality while mentoring junior data scientists. The role supports a balanced hybrid work model across Chicago and Austin.