Lead Credit Risk & Analytics — SMB Lending Innovator

Intuit; Mountain View (CA); On-site; USD 236,000 - 320,000; Full time

Job summary

Intuit is seeking a Credit Risk Lead Analyst for QuickBooks Capital to drive credit policy, risk models, and portfolio strategy. You will lead a team of risk analysts and data scientists, partner with product, marketing, and engineering to expand lending offerings, and ensure risk-adjusted growth of the portfolio.

The role emphasizes leveraging data, developing innovative credit strategies, and delivering measurable improvements in key business KPIs, while aligning with Intuit’s risk tolerance

Qualifications

• 12+ years working experience in lending or fintech.
• 4+ years team management experience in leading a group of risk analysts and data scientists is a plus.
• Strong risk related domain knowledge, such as credit bureau attributes and scoring, customer acquisition, scorecard modeling, loan amount assignment, pricing, loss forecasting, or collections
• Tracking records of building new lending related products with data driven solutions.
• Strong business acumen with the ability to build relationships, influence cross functional partners and drive winning results.
• Proven analytical thinker that can leverage excellent communication skills to translate complex quantitative and qualitative data into actionable insights

Responsibilities

• Build ownership and leadership by working with partners to design new lending offerings to increase market share.
• Ensure new product credit underwriting platform and data infrastructure requirements and delivery road maps.
• Build and lead a high-performing team of credit strategists and analysts to deliver target risk adjusted returns.
• Partner with marketing, product, data science, underwriting, and partnerships teams to drive customer segmentation and innovative credit strategies.
• Dive deep into lending portfolio performance and design credit policy proposals to improve KPIs.
• Leverage cloud data technology to extract insights from transactional data and convert credit risk analyses into actionable opportunities.
• Develop, deploy, and oversee tests that explore new methodologies and estimate key metrics for acquisition strategies and credit policy.
• Proactively contribute innovative concepts for new financing products tailored for QuickBooks customers.

Skills

Credit risk expertise

Team leadership

Credit bureau scoring

Data-driven product lending

Business acumen

Analytical communication

Education

MS/PhD in quantitative fields

Job description

Intuit is seeking a Credit Risk Lead Analyst for QuickBooks Capital to drive credit policy, risk models, and portfolio strategy. You will lead a team of risk analysts and data scientists, partner with product, marketing, and engineering to expand lending offerings, and ensure risk-adjusted growth of the portfolio.

The role emphasizes leveraging data, developing innovative credit strategies, and delivering measurable improvements in key business KPIs, while aligning with Intuit’s risk tolerance