Lead Commercial Credit Risk Analytics & Model Governance

Hancock Whitney; New Orleans (LA); On-site; USD 90,000 - 140,000; Full time

Job summary

Hancock Whitney seeks an experienced professional to lead Commercial Credit Risk Analytics, focusing on risk rating frameworks and the bank's spreading platform. You will work with senior credit leadership to support policy changes and strategic risk analysis.

The role entails developing and maintaining quantitative models, monitoring risk trends, and collaborating with business partners to enhance risk management across the commercial portfolio.

Qualifications

• Bachelor's degree in a four-year college or university.
• Six to eight years of related experience and/or training.
• Experience as a commercial lender, portfolio manager or credit officer with knowledge of C&I and CRE lending.

Responsibilities

• Oversee the bank's spreading and risk management platform (Moody’s CreditLens or similar) and associated commercial risk rating models.
• Develop and maintain model framework and governance with user guides, training materials, and input data quality controls.
• Lead model management, monitor performance metrics, and calibrate models as needed.
• Identify risk trends using borrower financials, industry changes, and economic data to provide reporting & analytics.
• Develop stress testing and scenario analysis methodologies to monitor risk in the commercial portfolio.
• Provide insights to support policy creation or changes in response to risk profile shifts.
• Maintain strong relationships with key business partners across the organization.

Skills

Communication

Stakeholder management

Quantitative analysis

Risk modeling

Education

Bachelor's degree

Tools

Moody's CreditLens

Job description

Hancock Whitney seeks an experienced professional to lead Commercial Credit Risk Analytics, focusing on risk rating frameworks and the bank's spreading platform. You will work with senior credit leadership to support policy changes and strategic risk analysis.

The role entails developing and maintaining quantitative models, monitoring risk trends, and collaborating with business partners to enhance risk management across the commercial portfolio.