Large Loss Risk Adjuster

Allstate Northern Ireland Limited; Northern (KY); Hybrid; USD 85,000 - 145,000; Full time

Job summary

Allstate Northern Ireland Limited seeks a Large Loss Risk Adjuster to handle high-severity claims with policy limits up to 100/300 across multiple states. You will evaluate complex exposures and guide settlements with authority, while coordinating with Field leadership and home-office litigation teams to ensure timely resolutions.

The role emphasizes rigorous analysis, collaborative decision-making, and adherence to regulatory and licensing requirements, in a fast-paced environment.

Qualifications

• Extensive experience handling large loss claims with complex exposures.
• Ability to evaluate liability and manage claims to resolution.
• Strong collaboration with stakeholders in a fast-paced environment.
• Licensing or regulatory knowledge as applicable to handling large losses.

Responsibilities

• Performs file reviews for complex projects or litigation and reports findings.
• Reviews coverage, liability and damages on highly complex cases and collaborates with Field leadership.
• Provides discretionary referrals on complex coverage issues and engages home office litigation when needed.
• Collaborates with FPEs, FPLs, CPSs to share trends and guidance from referred cases.
• Assists with development of claim bulletins and endorsements impacting handling practices.

Skills

Bodily Injury Claims

Casualty Insurance

Client Counseling

Collaboration

General Liability Claims

General Liability Insurance

Complex Claims

Conflict Management

Industry Trend Analysis

Large Loss Claims

Litigation

Personal Injury Claims

Tort Claims

Claim Advisory

Job description

## Large Loss Risk AdjusterApply: Fully Remote: USA - GA (Remote): USA - NV (Remote): USA - MN (Remote): USA - AR (Remote): USA - MI (Remote): Full time: Posted Today: R35229National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.**Job Description**The Senior Consultant II is responsible for granting settlement authority on highly complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, providing recommendations on requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs. The individual may also provide discretionary referrals on coverage issues, opinions and research. In addition, the Sr Cons II may provide approval on Closed Without Payment (CWP) requests where liability is disputed, and the value is in excess of Field authority.**We are seeking a Large Loss Risk Adjuster to join our growing team. This team handles high-severity claims involving policy limits up to 100/300 supporting multiple states, including North Carolina, Georgia, and Florida etc. The ideal candidate will be experienced handling large loss claims with the ability to evaluate complex exposures, investigate liability, and effectively manage claims through resolution. Candidates should be comfortable handling severe injury claims, collaborating with stakeholders, and making sound claim decisions in a fast-paced environment.**### Key Responsibilities• Performs file reviews for various complex projects or for cases in litigation, analyzes data, and reports findings• May review cases to determine if CWP is appropriate given gross tort value exposure• Supports the Field with discretionary referrals on complex coverage issues and engages Home Office Claim litigation for involvement and direction as needed• Reviews coverage, liability, and/or damages on highly complex cases referred for authorization and collaborates with Field leadership on addition steps to be taken and other feedback and direction• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLS), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices ### ### Supervisory Responsibilities• This job does not have supervisory duties. *As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.* #LI-KR1**Skills**Bodily Injury Claims, Casualty Insurance, Client Counseling, Collaboration, Commercial General Liability Insurance, Complex Claims, Conflict Management, General Liability Claims, General Liability Insurance, Industry Trend Analysis, Large Loss Claims, Litigation, Personal Injury Claims, Tort Claims**Compensation**Compensation offered for this role is 85,000.00 - 145,075.00 annually and is based on experience and qualifications.