Large Loss Adjuster

Allstate Private Limited; Charleston, Northern (WV, KY); Hybrid; USD 88,000 - 108,000; Full time

Job summary

National General, part of The Allstate Corporation, seeks an experienced Large Loss Adjuster to manage high-severity claims with policy limits 250/500 and above. Ideal candidates have extensive Bodily Injury experience with values ≥ $250,000 and familiarity with Commercial Auto, Personal Auto, Homeowners and General Liability claims.

The role involves reviewing trial referrals, assessing coverage and damages, and collaborating with Field leadership on strategic actions, process improvements, and

Qualifications

• Extensive experience in large loss/high-exposure claims handling.
• Experience managing Bodily Injury claims with values at least $250,000.
• Familiarity with coverage, liability and damages assessment on complex cases.

Responsibilities

• Reviews and approves cases the MCO plans to take to trial.
• Reviews coverage, liability, and damages on complex cases and provides direction to Field leadership.
• Acts as specialist on projects and shares expertise as needed.
• Performs file reviews for highly complex projects or litigation and analyzes data.
• Assesses when CWP is appropriate given gross tort value exposure.
• Supports Field with discretionary referrals on complex coverage issues and engages Home Office Litigation as needed.
• Collaborates with Frontline teams to share trends identified in referred cases.
• Works with Product, Protection, Law, and Claims on new products and develops Bulletins.

Skills

Automobile Liability

Bodily Injury Claims

Client Counseling

Complex Claims

Complex Litigation

Conflict Management

General Liability Claims

General Liability Insurance

Homeowners Claims

Homeowners Insurance

Homeowners Insurance Claims

Insurance Claims Investigations

Large Loss Claims

Liability Insurance

Litigation

Negotiation

Strategic Thinking

Tort Liability

Torts

Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

The Lead Consultant is responsible for management and oversight of Home Office Claim Department referrals. The individual grants settlement authority on the most complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, approving requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs.

We are seeking an experienced Large Loss Adjuster to join our team. This position handles high-severity claims involving policy limits of 250/500 and above. The ideal candidate will have extensive experience managing high-exposure, litigated Bodily Injury claims with values of at least $250,000. Preferred backgrounds include Commercial Auto, Personal Auto, Homeowners Liability and General Liability claims.

Key Responsibilities

Reviews and provides approval on cases which the MCO plans to take to trial

Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction

May serve as specialist and subject matter expert on projects as needed

Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings

Reviews cases to determine if CWP is appropriate given gross tort value exposure

Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed

Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases

Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Supervisory Responsibilities

This job does not have supervisory duties.

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

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Skills

Automobile Liability, Bodily Injury Claims, Client Counseling, Complex Claims, Complex Litigation, Conflict Management, General Liability Claims, General Liability Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Claims Investigations, Large Loss Claims, Liability Insurance, Litigation, Negotiation, Strategic Thinking, Tort Liability, Torts

Compensation

Compensation offered for this role is 98,100.00 -