Large Loss Property Desk Adjuster -PST/MST -Remote -Sr. Con. II

Allstate; California; Remote; USD 57,000 - 70,000; Full time

Benefits offered by this job

Sign-on bonus

Connectivity reimbursement

Job summary

Allstate is seeking a Large Loss Property Desk Adjuster - Senior Consultant II to investigate and confirm facts of loss for homeowners claims. This role determines coverage, damages and negotiates claims within authority, with MST/PST hours.

It offers opportunities for advanced specialization and collaboration with subrogation and fraud teams. The position emphasizes independence, strong insurance policy knowledge, and the ability to handle complex homeowner losses while maintaining exceptional

Qualifications

• Investigate homeowners first-party claims to determine coverage and damages.
• Exercise discretion within authority limits to adjust and negotiate claims.
• Coordinate with subrogation or fraud teams as needed.

Responsibilities

• Handle investigation of all aspects of homeowners claims including coverage and damages.
• Apply specialized knowledge (coverage, investigation, large loss) as needed.
• Collaborate with licensing/compliance requirements and maintain policy adherence.

Skills

Investigation

Claims handling

Subrogation

Fraud awareness

Customer service

Xactimate

Tools

Xactimate Estimating

Job description

Large Loss Property Desk Adjuster - Senior Consultant II (MST/PST Hours)

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Large Loss Property Desk Adjuster - Senior Consultant II is responsible for investigating and confirming the facts of loss for homeowners claims. The role determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority.

We are seeking a Large Loss Property Desk Adjuster - Senior Consultant II (MST/PST Hours) who is responsible for investigating and confirming the facts of loss for homeowners claims. The role determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority.

• Handles investigation regarding all aspects of homeowners first party claims (coverage, damages and subrogation) with the exercise of discretion and independence within increased level of authority
• Applies increased experience or a rotation into a specialty position (coverage, investigation specialist, litigation, large loss, water mitigation, desk review)
• For claims involving fraud or subrogation, partners with assigned representatives from those areas to achieve best outcome
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle
• Demonstrates broad understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department

Sign On Bonus

You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.

*Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.*

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

Claims Administration, Insurance Underwriting, Large Loss Claims, Property Claims, Property Claims Management, Relationship Management, Xactimate, Xactimate Estimating Compensation

Inside Desk Adjuster Sr Cons II (Non-Exempt): $41.49 - $50.77

Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

a member of the Allstate family of companies, is headquartered in New York City.

National General traces its roots to 1939, has a financial strength rating of A- (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

is an Equal Opportunity (EO) employer - Veterans/Disabled and other protected categories. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at .

Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating.