KYC/AML Compliance Associate (Contract)

Ethos; United States; Hybrid; USD 57,000 - 81,000; Full time

Job summary

Ethos is seeking a compliance specialist to own KYC, AML, sanctions and fraud policies within a hybrid role based in London. You will implement identity verification processes, investigate fraud patterns, and handle KYC/KYB requests for banks and partners while ensuring UK GDPR data protection compliance.

The position focuses on high-volume payments and requires 2–5 years' relevant experience. You will work on policy, risk management and privacy retention, contributing to a robust compliance

Qualifications

• 2 to 5 years in compliance, fraud or financial crime.
• Strong KYC, AML, sanctions knowledge.
• Hands-on use of identity verification vendors (Persona, Onfido, Sumsub, Veriff).
• Willing to learn UK GDPR and data protection.
• Familiarity with SOC 2 or ISO 27001.
• SQL or BI tool for data checks.
• Clear writing to explain decisions.
• Nice to have ICA or ACAMS certification.

Responsibilities

• Write and own the KYC, AML, sanctions and fraud policies, including rules for edge cases, and keep them current.
• Run the identity verification setup so it is easy for genuine experts and hard for everyone else.
• Investigate fraud patterns, account takeovers and unusual payment or login behaviour, and work with engineering to automate the checks.
• Handle KYC/KYB requests and compliance reporting for banks, payment partners and clients.
• Apply tax and payout rules for experts: W-8/W-9 forms, DAC7 platform reporting and country rules.
• Handle data subject requests (access, erasure) on time.
• Lead data protection impact assessments and keep privacy notices and retention rules current.
• Keep one compliance register of risks, controls and owners, and report monthly risk numbers to leadership and the board.

Skills

KYC knowledge

AML knowledge

Fraud prevention

Data protection

SQL

BI tools

Clear writing

ICA/ACAMS

Tools

Persona

Onfido

Sumsub

Veriff

Job description

Ethos is seeking a compliance specialist to own KYC, AML, sanctions and fraud policies within a hybrid role based in London. You will implement identity verification processes, investigate fraud patterns, and handle KYC/KYB requests for banks and partners while ensuring UK GDPR data protection compliance.

The position focuses on high-volume payments and requires 2–5 years' relevant experience. You will work on policy, risk management and privacy retention, contributing to a robust compliance