Junior Pricing Actuary: Rate Filings & Growth Opportunities

Fortegra; Woodbridge Township (NJ); On-site; USD 75,000 - 85,000; Full time

Benefits offered by this job

Full benefits package

401(k)

Tuition assistance

Job summary

Fortegra is seeking an early-career actuary to join our pricing team in New Jersey. You will work with senior actuaries on rate indications, rate filings, and new program reviews across our Specialty MGA portfolio, with occasional reserving and data projects.

You will gain broad exposure to the full pricing cycle and regular opportunities to present your work to stakeholders, with a path toward professional actuarial advancement.

Qualifications

• Bachelor's degree in actuarial science, mathematics, statistics, or a related field.
• 0-2 years of relevant experience.
• At least one actuarial exam passed, and a commitment to pursuing the CAS designation.
• Proficiency in Excel.
• Strong written and verbal communication skills, including the ability to explain technical results to non-actuaries.
• Strong organization and prioritization skills.
• Experience with SQL, Python, R, or similar tools preferred.
• Interest in applying AI tools thoughtfully to actuarial work, with good judgment about accuracy and appropriate use preferred.
• Familiarity with MGA business or specialty commercial lines preferred.
• Progress toward or completion of another insurance designation (CPCU, ARe, etc.) preferred.

Responsibilities

• Support senior actuaries in reviewing new program opportunities.
• Prepare regular rate indications for assigned states and programs using standard actuarial methods.
• Analyze program and segment performance to help identify areas for growth and areas needing corrective action.
• Help develop rate recommendations that balance profitability, market conditions, and regulatory constraints.
• Research peer company filings to support rate development where internal data is limited.
• Prepare rate filing analyses and exhibits that meet state-specific requirements and filing checklists.
• Draft responses to DOI objections, working with senior actuaries and compliance to meet deadlines.
• Work with compliance to ensure filings are submitted on time.
• Partner with the CAT modeling and reinsurance team to understand which segments drive probable maximum loss (PML).
• Communicate findings clearly to stakeholders such as underwriting, compliance, and MGA partners, and, with guidance, to senior actuarial management and regulators.
• Support other initiatives, including reserving reviews for assigned segments and data requests.

Skills

Excel

Actuarial exams

SQL

Python

R

Communication

Organization

Education

Bachelor's degree in actuarial science or related field

Tools

SQL

Python

R

Job description

Fortegra is seeking an early-career actuary to join our pricing team in New Jersey. You will work with senior actuaries on rate indications, rate filings, and new program reviews across our Specialty MGA portfolio, with occasional reserving and data projects.

You will gain broad exposure to the full pricing cycle and regular opportunities to present your work to stakeholders, with a path toward professional actuarial advancement.