Junior Credit Underwriter — Branch Placements

Farm Credit Services; Little Rock (AR); On-site; USD 60,000 - 90,000; Full time

Job summary

Farm Credit Services is seeking a Credit Officer to work with the Credit Department to underwrite credits, analyze financials, and prepare recommendations for approving loans. The role involves learning borrower eligibility, regulatory basics, and credit administration while collaborating with a team.

You will gain knowledge of credit processes, review financial statements, tax returns, and credit reports, and project profitability to support lending decisions and participation in Loan Committee

Qualifications

• Bachelor’s degree required in business, agricultural economics, accounting, economics, finance, or related field.
• Strong written and verbal communication.
• Interpersonal skills, analytical thinking and teamwork abilities.

Responsibilities

• Underwrites credit and prepares analyses with staff for approval.
• Reviews financial statements, tax returns, and credit reports.
• Projects long-term profitability using historical data and ag trends.
• Participates in loan committee discussions and voting.

Skills

Communication skills

Interpersonal skills

Analytical skills

Teamwork

Judgment and credit administration

Education

Bachelor's degree in business administration, agricultural economics, accounting, economics, finance, or related field

Job description

Farm Credit Services is seeking a Credit Officer to work with the Credit Department to underwrite credits, analyze financials, and prepare recommendations for approving loans. The role involves learning borrower eligibility, regulatory basics, and credit administration while collaborating with a team.

You will gain knowledge of credit processes, review financial statements, tax returns, and credit reports, and project profitability to support lending decisions and participation in Loan Committee