Senior Credit Officer: Complex Lending & Risk Leader

Farm Credit Services; Illinois; On-site; USD 85,000 - 140,000; Full time

Benefits offered by this job

401(k) with employer match

Vacation and sick days

Holidays and leave benefits

Insurance coverage

Job summary

Farm Credit Illinois (FCI) is seeking a Senior Credit Officer to provide advanced credit analysis, underwriting expertise, and loan decisioning support for large and complex relationships. This role partners with lending teams to evaluate risk, structure financing solutions, and maintain a high-quality loan portfolio.

The position requires strong knowledge of credit analysis, underwriting principles, and regulatory requirements, with experience in production agriculture finance.

Qualifications

• Bachelor's degree required or equivalent experience.
• 5 years of related experience in credit analysis or underwriting.
• Advanced knowledge of credit concepts and risk assessment.

Responsibilities

• Analyze and underwrite large, complex loan requests by evaluating financials, risk, and structure.
• Develop comprehensive credit recommendations and narratives.
• Provide technical credit guidance to lending teams and participate in loan committees.

Skills

Credit analysis

Underwriting

Regulatory knowledge

Analytical thinking

Communication skills

Excel proficiency

Education

Bachelor's degree in finance, agriculture, business, or related field

Tools

Microsoft Excel

Job description

Farm Credit Illinois (FCI) is seeking a Senior Credit Officer to provide advanced credit analysis, underwriting expertise, and loan decisioning support for large and complex relationships. This role partners with lending teams to evaluate risk, structure financing solutions, and maintain a high-quality loan portfolio.

The position requires strong knowledge of credit analysis, underwriting principles, and regulatory requirements, with experience in production agriculture finance.