Junior Credit Analyst (Temp)

Safra National Bank; New York (NY); On-site; USD 55,000 - 75,000; Full time

Job summary

Safra National Bank in New York seeks an entry-level Junior Credit Analyst to support credit analysis, underwriting, and documentation processes. You will assist in financial statement spread, prepare memos, and help manage credit files and internal systems.

The role focuses on data gathering, attention to detail, and collaboration with senior officers and relationship managers in a fast-paced, on-site setting.

Qualifications

• Bachelor’s degree in finance, business, economics, or related field preferred.
• Basic understanding of financial statements and credit concepts.
• Strong attention to detail and accuracy.
• Proficiency in Microsoft Excel.
• Clear written and verbal communication skills.

Responsibilities

• Assist in spreading and analyzing basic financial statements.
• Support preparation of credit memos and internal credit packages.
• Collect, review, and organize borrower/ counterparty financial and credit documentation.
• Maintain and update credit files, reports, and internal systems.
• Assist with portfolio monitoring and covenant tracking.
• Perform basic client and industry research.
• Support senior credit officers and relationship managers with ad-hoc requests.

Skills

Excel

Credit concepts

Financial statements

Attention to detail

Communication skills

Education

Bachelor's degree in finance/business/economics

Job description

Junior Credit Analyst | New York, NY | Safra National Bank

Safra National Bank of New York ("Safra National") is a nationally chartered U.S. Bank supervised by the Office of the Comptroller of the Currency and member of the Federal Reserve and the Federal Deposit Insurance Corporation (“FDIC”). Headquartered in New York, with branches and offices in Florida, Massachusetts, California, and representative offices in Brazil, Chile, Mexico, and Panama, Safra National Bank is a leading private bank with a devoted team of relationship managers serving many sophisticated U.S. and international high net worth clients.

Role Overview

The Junior Credit Analyst is an entry-level position responsible for supporting the credit analysis and underwriting process. The role focuses on financial analysis, documentation, and administrative support to ensure accurate and timely credit reviews in accordance with internal policies and procedures.

Key Responsibilities

• Assist in spreading and analyzing basic financial statements
• Support the preparation of credit memos and internal credit packages
• Collect, review, and organize borrower / counterparty financial and credit documentation
• Maintain and update credit files, reports, and internal systems
• Assist with portfolio monitoring and covenant tracking
• Perform basic client and industry research
• Support senior credit officers and relationship managers with ad-hoc requests

Skills & Requirements

• Bachelor’s degree in finance, Business administration, Economics, or related field, preferred
• Basic understanding of financial statements and credit concepts
• Strong attention to detail and accuracy
• Proficiency in Microsoft Excel
• Ability to organize and manage documentation
• Clear written and verbal communication skills
• Ability to follow established procedures and meet deadlines

Location: New York

Working Arrangement: on-site -5 days a week.

Safra National Bank of New York is an Equal Employment Opportunity