Junior Compliance Analyst - Fintech, AI-Driven, Growth Path

Pockyt; United States; Remote; USD 55,000 - 85,000; Full time

Benefits offered by this job

Quarterly bonus pay-outs

Competitive compensation

Growth opportunities

Job summary

Pockyt seeks a Junior Compliance Analyst in the United States to support high-volume compliance tasks across cross-border payments and merchant acquiring. You will chase documents, verify entity details, and assemble evidence packages, building meticulous case records for review.

This role offers hands-on learning in BSA/AML, with opportunities to influence automated workflows alongside the Compliance Manager and CCO.

Qualifications

• 0–2 years in compliance, risk, KYC/onboarding, fraud operations, or a related role at a fintech, MSB, bank, or payments company — or a relevant internship plus strong interest in financial crimes
• Exceptional attention to detail — you notice the mismatched date of birth, the expired document, and the missing page
• Comfort with high-volume, repetitive work and the discipline to do it accurately every time
• Strong organization — you can manage a queue, track deadlines, and keep a clean paper trail without being reminded
• Clear, professional written communication with merchants and internal teams
• AI fluency, or eagerness to build it — you're comfortable using Claude (or similar) for document review, summarization, and drafting
• Curiosity about cross-border payments, stablecoins, and how compliance works in practice

Responsibilities

• Onboarding file prep: Collect and chase merchant KYB/KYC documents, check applications for completeness, verify basic entity and UBO details against registries, and flag gaps before a file goes to review
• Merchant acquiring support: Verify business model and MCC, review merchant websites for prohibited products and policies, check principals against MATCH and internal lists; elevate anything outside risk appetite with a clear summary
• First-level screening: Run and clear obvious false-positive sanctions, PEP, and adverse media hits; document the rationale; elevate ambiguous items with a clean summary
• L1 transaction monitoring triage: Work through ThetaRay alerts (in transition to a new tool), close clear-cut false positives per the playbook, route rest with history
• Acquiring risk monitoring: Track merchant chargeback and fraud ratios against card network thresholds, flag merchants trending toward limits
• RFI coordination: Draft and send routine RFIs to merchants, track responses and deadlines, log returns
• Periodic review support: Pull refreshed documents, re-run screening, and assemble the review file for decision
• Evidence and record-keeping: Maintain case logs, organize evidence in SharePoint, ready for banking partner/auditor
• Data pulls and reporting: Pull metrics for weekly reviews, QA, and partner requests
• Process notes: Maintain a running list of repetitive steps and test automation when shipped

Skills

KYC onboarding

Attention to detail

Documentation

High-volume processing

Communication

Tools

ThetaRay

Hummingbird

Unit21

ComplyAdvantage

Job description

Pockyt seeks a Junior Compliance Analyst in the United States to support high-volume compliance tasks across cross-border payments and merchant acquiring. You will chase documents, verify entity details, and assemble evidence packages, building meticulous case records for review.

This role offers hands-on learning in BSA/AML, with opportunities to influence automated workflows alongside the Compliance Manager and CCO.