Junior Analyst, Risk Management

Cruise Yacht HoldCo Ltd (Miami Branch); Fort Lauderdale (FL); On-site; USD 60,000 - 80,000; Full time

Job summary

The Ritz-Carlton Yacht Collection in Fort Lauderdale seeks a Jr. Risk Management Analyst to join a growing finance team.

You will assist the Treasury Risk Manager in identifying, evaluating, and managing risk, including insurance renewals, COIs, and third‑party documentation. Ideal candidates hold a BA/BS in Finance or related field, with 1+ year of risk analytics experience, strong communication, and a service-minded approach.

Qualifications

• BA/BS in Finance, Accounting or Business Economics.
• Minimum 1 year of risk analytics experience in a mid-size company.
• Experience in the cruise industry is a plus.
• Applicants should be articulate with strong communication skills.
• Detail-oriented, deadline-driven and analytical with good organizational ability.

Responsibilities

• Act as cross-functional liaison with internal departments for risk data.
• Coordinate with brokers and vendors to review COIs and coverage docs.
• Review insurance docs against contract requirements and identify gaps.
• Assist in annual insurance renewal process and underwriting submissions.
• Maintain vessel and operational insurance documentation.
• Contribute to policy development and risk mitigation processes.
• Provide timely responses to risk and insurance inquiries.
• Support Purchase Orders and insurance expense processing in ERP.

Skills

Risk analytics

Communication

Deadline-oriented

Analytical skills

Organizational skills

Problem-solving

Microsoft Office

Build rapport

Self-starter

Education

BA/BS in Finance, Accounting, or Business Economics

Tools

Microsoft Dynamics

Airtable

Job description

Join the Ritz-Carlton Yacht Collection: Where Every Voyage is a Symphony of Luxury Embark on an extraordinary journey with the Ritz-Carlton Yacht Collection, an exquisite extension of the renowned Ritz-Carlton brand, dedicated to redefining ultra-luxury hospitality at sea. As a "Lady or Gentleman" of our esteemed team, you'll be entrusted with the art of delivering the impeccable "Gold Standards" that have made the Ritz-Carlton an epitome of excellence across the globe. The Essence of Excellence: The Gold Standards The Gold Standards are the bedrock of the Ritz-Carlton experience, setting us apart in the industry and establishing a legacy of unparalleled service. These standards embody the values and culture that define our brand, and serve as the compass guiding our every endeavor. The Employee Promise At The Ritz-Carlton, our Ladies & Gentlemen are the most important resource in our service commitment to each other and our guests. By applying the principles of trust, honesty, respect, integrity, and commitment, we empower and nurture talent to the benefit of each individual and the company. The Ritz-Carlton fosters a culture where all are valued, quality of life is enhanced, individual aspirations are fulfilled, and The Ritz-Carlton Mystique is strengthened. Join us on a journey where every day is a testament to the highest standard of luxury and service. Apply now and be part of an unparalleled legacy in hospitality. Job Summary The Jr. Risk Management Analyst will be an integral part of a small but growing finance team. In this role, you will work closely with the Treasury Risk Manager to assist with identifying, evaluating, and managing risk within the Company. Essential Functions Act as a cross-functional liaison, partnering with internal departments to gather, validate, and analyze exposure data required for insurance renewals, audits, risk assessments, and ad hoc inquiries. Coordinate with insurance brokers, tour operators, port agents, vendors, and other third parties to request, review, and validate Certificates of Insurance (COIs), endorsements, and other coverage documentation to ensure accuracy, completeness, and compliance with established insurance requirements. Review third-party insurance documentation against contractual and Company requirements, including coverage types, policy limits, effective and expiration dates, additional insured requirements, and other applicable provisions; identify deficiencies and coordinate follow-up and remediation. Assist in the annual insurance renewal process, including data collection, exposure analysis, underwriting submissions, policy review, and coordination with internal stakeholders and insurance brokers. Maintain vessel and operational insurance documentation, ensuring records are accurate, current, organized, and compliant with maritime requirements and internal standards. Contribute to the development, implementation, and continuous improvement of risk management policies, procedures, controls, and reporting processes, identifying opportunities to improve efficiency and strengthen risk mitigation. Respond to internal and external inquiries related to risk, insurance coverage, third-party insurance compliance, and other risk management matters in a timely and professional manner. Provide ad hoc administrative and financial support for the Risk Management function, including creating and maintaining Purchase Orders within the ERP system, monitoring insurance-related invoices and aging, following up with relevant stakeholders to resolve outstanding items, and supporting accurate and timely processing of insurance expenses. Competency Education: BA/BS in Finance, Accounting, or Business Economics Skills & Experience: Minimum 1 year of previous risk analytics experience in a mid-size company Previous experience in the Cruise industry is a plus Must be articulate and possess strong communication skills Detailed and deadline-oriented Strong analytical skills Excellent organizational, problem-solving, and follow-up skills Self-starter, able to function with little supervision Proficiency in the Microsoft Office suite Ability to build and maintain good rapport with internal and external partners, and handle situations with confidence, tact, and resourcefulness Flexible, adaptable, with the ability to work under pressure to meet deadlines in a fast-paced office environment Knowledge of Microsoft Dynamics Software and/or Airtable will be considered a strong asset The Ritz-Carlton Yacht Collection is an Equal opportunity, inclusive employer and will consider all applicants for employment with the Company on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law. About Us: Working from our offices in Fort Lauderdale, FL and Valletta, Malta, our shoreside team includes a wide variety of positions to support The Ritz-Carlton Yacht Collection in delivering excellence. These roles include guest-facing Yacht Vacation Consultants, cruise hotel operations professionals, IT support, accounting and finance, sales and marketing professionals and more.