Junior Analyst, Risk Management

The Ritz-Carlton Yacht Collection; Fort Lauderdale (FL); On-site; USD 60,000 - 80,000; Full time

Job summary

The Ritz-Carlton Yacht Collection is seeking a Jr. Risk Management Analyst to join a growing finance team in Fort Lauderdale.

You will work alongside the Treasury Risk Manager to identify, evaluate, and manage risk within the Company, coordinating with brokers and internal teams to ensure robust insurance compliance. You will support data collection, renewal processes, documentation management, and continuous improvement of risk policies and reporting.

Qualifications

• Bachelor's degree in Finance, Accounting, or Business Economics required.
• Minimum 1 year of risk analytics experience in a mid-size company.
• Experience in the Cruise industry is a plus.
• Strong communication and organizational skills.
• Detail-oriented with good time management and problem solving.

Responsibilities

• Act as a cross-functional liaison with internal departments to gather and analyze exposure data for insurance renewals, audits, risk assessments, and ad hoc inquiries.
• Coordinate with brokers, tour operators, port agents, vendors, and other third parties to obtain COIs, endorsements, and coverage documents; ensure accuracy and compliance.
• Review third-party insurance documentation against contractual requirements and identify deficiencies for remediation.
• Assist in the annual insurance renewal process including data collection, exposure analysis, underwriting submissions, and coordination with stakeholders.

Skills

Risk analytics

Cruise industry

Communication skills

Analytical thinking

Time management

Organizational skills

Problem solving

Microsoft Office

Microsoft Dynamics

Airtable

Education

BA/BS in Finance, Accounting, or Business Economics

Tools

Microsoft Office

Microsoft Dynamics

Airtable

Job description

Join the Ritz-Carlton Yacht Collection: Where Every Voyage is a Symphony of Luxury

Embark on an extraordinary journey with the Ritz-Carlton Yacht Collection, an exquisite extension of the renowned Ritz-Carlton brand, dedicated to redefining ultra-luxury hospitality at sea. As a "Lady or Gentleman" of our esteemed team, you'll be entrusted with the art of delivering the impeccable "Gold Standards" that have made the Ritz-Carlton an epitome of excellence across the globe.

The Essence of Excellence: The Gold Standards

The Gold Standards are the bedrock of the Ritz-Carlton experience, setting us apart in the industry and establishing a legacy of unparalleled service. These standards embody the values and culture that define our brand, and serve as the compass guiding our every endeavour.

The Employee Promise

At The Ritz-Carlton, our Ladies & Gentlemen are the most important resource in our service commitment to each other and our guests.

By applying the principles of trust, honesty, respect, integrity, and commitment, we empower and nurture talent to the benefit of each individual and the company.

The Ritz-Carlton fosters a culture where all are valued, quality of life is enhanced, individual aspirations are fulfilled, and The Ritz-Carlton Mystique is strengthened.

Job Summary

The Jr. Risk Management Analyst will be an integral part of a small but growing finance team. In this role, you will work closely with the Treasury Risk Manager to assist with identifying, evaluating, and managing risk within the Company.

Essential Functions

• Act as a cross-functional liaison, partnering with internal departments to gather, validate, and analyze exposure data required for insurance renewals, audits, risk assessments, and ad hoc inquiries.
• Coordinate with insurance brokers, tour operators, port agents, vendors, and other third parties to request, review, and validate Certificates of Insurance (COIs), endorsements, and other coverage documentation to ensure accuracy, completeness, and compliance with established insurance requirements.
• Review third-party insurance documentation against contractual and Company requirements, including coverage types, policy limits, effective and expiration dates, additional insured requirements, and other applicable provisions; identify deficiencies and coordinate follow-up and remediation.
• Assist in the annual insurance renewal process, including data collection, exposure analysis, underwriting submissions, policy review, and coordination with internal stakeholders and insurance brokers.
• Maintain vessel and operational insurance documentation, ensuring records are accurate, current, organized, and compliant with maritime requirements and internal standards.
• Contribute to the development, implementation, and continuous improvement of risk management policies, procedures, controls, and reporting processes, identifying opportunities to improve efficiency and strengthen risk mitigation.
• Respond to internal and external inquiries related to risk, insurance coverage, third-party insurance compliance, and other risk management matters in a timely and professional manner.
• Provide ad hoc administrative and financial support for the Risk Management function, including creating and maintaining Purchase Orders within the ERP system, monitoring insurance-related invoices and aging, following up with relevant stakeholders to resolve outstanding items, and supporting accurate and timely processing of insurance expenses.

Competency

Education: BA/BS in Finance, Accounting, or Business Economics

Skills & Experience

• Minimum 1 year of previous risk analytics experience in a mid-size company
• Previous experience in the Cruise industry is a plus
• Must be articulate and possess strong communication skills
• Detailed and deadline-oriented
• Strong analytical skills
• Excellent organizational, problem-solving, and follow-up skills
• Self-starter, able to function with little supervision
• Proficiency in the Microsoft Office suite
• Ability to build and maintain good rapport with internal and external partners, and handle situations with confidence, tact, and resourcefulness
• Flexible, adaptable, with the ability to work under pressure to meet deadlines in a fast-paced office environment
• Knowledge of Microsoft Dynamics Software and/or Airtable will be considered a strong asset

The Ritz-Carlton Yacht Collection is an Equal opportunity, inclusive employer and will consider all applicants for employment with the Company on the basis of merit, competence and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.