IT Risk Analyst

A-Line Staffing Solutions; Detroit (MI); On-site; USD 65,000 - 90,000; Full time

Job summary

A-Line Staffing Solutions is seeking an AML / EDD Analyst to conduct Anti-Money Laundering investigations and Enhanced Due Diligence reviews within a financial services environment. The role focuses on researching customer and transaction activity, identifying financial crime risks, and preparing comprehensive investigative documentation.

The position requires strong research and critical-thinking skills, plus working knowledge of BSA/AML regulations, OFAC, the USA PATRIOT Act, and SAR

Qualifications

• 1+ years of financial crimes compliance experience required.
• Experience conducting AML investigations and/or EDD reviews.
• Working knowledge of BSA/AML requirements, USA PATRIOT Act, OFAC requirements, and SAR requirements.

Responsibilities

• Conduct AML investigations in accordance with policies and risk standards.
• Perform Enhanced Due Diligence (EDD) reviews.
• Review customer, account, and transaction activity for potential financial crime concerns.
• Research activity indicating money laundering or terrorist financing.
• Utilize risk reports, negative-news searches, and investigative tools.
• Prepare investigative narratives and supporting documentation.
• Escalate non-standard or higher-risk issues when appropriate.

Skills

Investigative research

AML/financial crimes

Analytical skills

Written communication

Time management

Team collaboration

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office

Job description

We are seeking an AML / EDD Analyst to conduct Anti-Money Laundering investigations and Enhanced Due Diligence reviews within a financial services environment.

The analyst will research customer and transaction activity, identify potential financial crime risks, conduct background and negative-news research, and prepare clear, comprehensive investigative documentation. This position requires strong research and critical-thinking skills along with a working knowledge of BSA/AML regulations, OFAC requirements, the USA PATRIOT Act, and Suspicious Activity Reporting (SAR) requirements.

Candidates must have at least 1 year of financial crimes compliance experience.

Key Responsibilities

• Conduct AML investigations in accordance with established policies, procedures, and risk standards.
• Perform Enhanced Due Diligence (EDD) reviews.
• Review customer, account, and transaction activity for potential financial crime concerns.
• Research activity that could indicate potential money laundering or terrorist financing.
• Utilize internal risk reports, negative-news searches, public-domain research, and internal/external investigative tools.
• Conduct background investigations as required.
• Investigate potentially complex financial activity across multiple business lines.
• Identify transaction patterns, trends, anomalies, and potential risk indicators.
• Prepare accurate and comprehensive investigative narratives and supporting documentation.
• Apply applicable policies and standard practices when evaluating and resolving cases.
• Escalate non-standard or higher-risk issues when appropriate.
• Maintain required productivity and quality standards.
• Follow established investigative procedures and regulatory requirements.
• Stay current on relevant regulatory developments and financial crimes compliance requirements.

Required Qualifications

• 1+ years of financial crimes compliance experience required.
• Experience conducting AML investigations and/or EDD reviews.
• Working knowledge of:
• Bank Secrecy Act (BSA)
• Anti-Money Laundering (AML) requirements
• USA PATRIOT Act
• OFAC requirements
• Suspicious Activity Reporting (SAR) requirements
• Strong investigative and research skills.
• Ability to analyze account and transaction activity.
• Strong critical-thinking and decision-making abilities.
• Excellent written communication skills, particularly investigative narratives and case documentation.
• Excellent verbal and interpersonal communication skills.
• Strong organizational and time-management abilities.
• Ability to prioritize and manage multiple investigations in a fast-paced environment.
• Ability to work independently while also collaborating effectively with a team.
• Proficiency with Microsoft Office applications.
• High level of discretion, professionalism, and integrity when handling sensitive information.

Preferred Qualifications

• Bachelor’s degree or equivalent relevant professional experience.
• Previous experience within banking or financial services.
• Experience conducting complex AML investigations.
• Experience performing negative-news and public-record research.