CBR Analyst

Tata Consultancy Services; United States; On-site; USD 100,000 - 140,000; Full time

Job summary

Tata Consultancy Services in the United States is seeking an experienced CBR Analyst to lead AML/KYC operations, risk reviews, and investigations. The role focuses on reviewing medium- to high-risk client profiles, performing EDD, transaction monitoring, and sanctions screening while ensuring compliance with regulatory requirements and internal policies.

Candidates should demonstrate strong narrative-writing capabilities, analytical judgment, and the ability to manage multiple priorities in a

Qualifications

• Minimum 5 years of AML/BSA investigative experience.
• Hands-on experience with EDD.
• Experience with Transaction Monitoring and KYC/CDD reviews.
• Familiarity with OFAC and sanctions screening.
• Strong narrative writing and case documentation skills.

Responsibilities

• Conduct AML/KYC operations reviews and risk assessments for client profiles.
• Perform EDD investigations and document conclusions in detailed narratives.
• Lead quality control reviews of analyst work products and provide feedback on analytical quality.
• Prepare management reports and MIS dashboards and collaborate with internal teams to drive governance.

Skills

Analytical thinking

Narrative writing

Regulatory compliance

Risk assessment

Stakeholder management

Tools

AML/KYC screening platforms

Regulatory databases

Job description

We are seeking an experienced CBR Analyst with strong expertise in AML, KYC, Enhanced Due Diligence (EDD), Transaction Monitoring, and Sanctions Screening. The ideal candidate will possess strong analytical and investigative skills, demonstrate sound judgment, and have the ability to independently review complex client profiles and financial transactions while ensuring compliance with regulatory requirements and internal policies.

This role requires exceptional narrative-writing capabilities, risk assessment expertise, and experience working with AML/KYC screening platforms and regulatory databases.

Key Responsibilities

AML/KYC Operations & Risk Reviews

• Conduct comprehensive reviews of medium-risk and high-risk client profiles as part of periodic Client Business Reviews (CBR).
• Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
• Perform Enhanced Due Diligence (EDD) investigations and document findings in detailed, high-quality review narratives.
• Analyze and escalation complex KYC concerns to senior management to support timely completion of customer due diligence requirements.
• Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
• Review, evaluate, and process sanctions, watchlist, and Politically Exposed Person (PEP) alerts, escalating concerns when necessary.

Transaction Monitoring & Investigations

• Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
• Analyze customer behavior and transaction activity to identify potential money laundering, terrorist financing, or sanctions-related risks.
• Maintain thorough documentation of investigative findings and risk assessments.

Quality Control & Governance

• Perform quality control reviews of analyst work products to ensure accuracy, completeness, and regulatory compliance.
• Review EDD narratives prepared by analysts and provide feedback on analytical quality, coverage, and risk assessment rationale.
• Ensure adherence to established productivity, quality, SLA, KPI, and KRI targets.
• Identify operational issues, perform root cause analysis, and recommend tactical and strategic solutions.

Stakeholder Management & Reporting

• Respond to client inquiries and manage escalations in a timely and professional manner.
• Prepare management reports and MIS dashboards to support operational oversight and decision-making.
• Collaborate with internal teams, compliance functions, technology groups, and client stakeholders to drive operational excellence and continuous improvement.
• Take ownership of assigned issues and drive them through resolution in a dynamic and evolving environment.

Required Qualifications

• Minimum 5 years of AML/BSA investigative experience within the Banking and Financial Services industry.
• Hands-on experience with:
• Enhanced Due Diligence (EDD)
• Transaction Monitoring
• KYC/CDD Reviews
• OFAC and Sanctions Screening
• Adverse Media and Reputational Risk Reviews
• Strong narrative-writing and case documentation skills.
• Demonstrated ability to work independently and make risk-based decisions.
• Excellent analytical, communication, problem-solving, and presentation skills.
• Strong attention to detail with the ability to manage multiple priorities in a fast-paced environment.
• Experience reviewing complex customer structures, ownership hierarchies, and high-risk customer profiles.