Investment Bank Credit Risk Associate

JPMorgan Chase & Co.; Houston (TX); Presencial; USD 90.000 - 150.000; Tempo integral

Resumo da vaga

JPMorgan Chase & Co. seeks a Credit Risk Associate to join the Infrastructure & Green Economy team in Houston.

You will work with senior colleagues across Investment Banking, Global Corporate Bank, and Markets to structure and monitor credit exposure for greenfield and brownfield projects across energy, renewables, and transportation sectors. You will develop diligence questions, build financial models, and prepare credit memorandums while ensuring proper risk controls and alignment with capital

Qualificações

• Bachelor’s degree in a quantitative discipline required.
• Minimum 3 years of credit risk experience within financial services.
• Strong financial modeling skills and familiarity with financial statements.
• Understanding of client and capital markets processes, credit risk management and commercial requirements.
• Self-motivated and able to work independently as well as within a team.
• Excellent communication and interpersonal skills; capable of clear, organized presenting of complex information.

Responsabilidades

• Interface with business teams to develop diligence questions from contracts, forecasts, and reports.
• Use analytical skills to identify risks and recommend loan structures protecting JPM’s interests.
• Build and maintain financial models to reflect forward-looking risk on key drivers.
• Support execution of transactions, reviewing financing structures and contracts, advising on capital structure and risk grading.
• Prepare credit memorandums and manage credit approvals and booking processes.
• Perform portfolio management tasks including credit reviews, analysis, monitoring limits, and documentation revisions.
• Stay current on client industries, portfolio performance, covenants, news, and risk opportunities.

Conhecimentos

Financial modeling

Credit risk

Communication

Teamwork

Independence

Self-motivation

Formação

Bachelor’s degree in a quantitative discipline

Ferramentas

Excel

PowerPoint

Word

Descrição da vaga

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Associate on the Infrastructure & Green Economy Credit Risk team, you will work with senior team members and engage with Investment Banking, Global Corporate Bank, Infrastructure Financing & Advisory, Markets and other partners throughout the Bank. Our team structures new and manages a portfolio of existing loans and related credit exposure to greenfield and brownfield projects across multiple sectors, including energy, power, renewables, energy transition, emerging green technology and transportation assets.This role provides an opportunity to enhance analytical skills on highly structured transactions across a range of industries in a fast paced and highly competitive environment.

Job Responsibilities

• Interface closely with business teams to develop diligence questions by reviewing contracts, forecasts/budgets, financial statements, construction reports, operating reports, etc.

• Use strong analytical and problem-solving skills to understand and identify risks and recommend loan structures which sufficiently protect JPM’s interests in various structured transactions

• Build and maintain financial models to incorporate the impact of forward-looking risk assessment on key drivers

• Support execution of transactions, reviewing/structuring of finance and commercial contracts, making recommendations as to appropriate capital structure,exposure levels and risk grading

• Apply corporate finance and accounting expertise to prepare credit memorandums, take ownership of credit approvals and booking processes

• Perform portfolio management activities including analyzing amendment and waiver requests, periodic credit reviews, ongoing counterparty and industry credit analysis, monitoring of trading limits and appropriate credit ratings and negotiating documentation revisions, etc.

• Staying current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events and news, potential risks and opportunities

Required qualifications, capabilities, and skills

• Bachelor’s degree in a quantitative discipline

• Minimum 3 years of credit risk experience within financial services

• Strong financial modeling skills and familiarity with financial statements (including ability to analyze capital structure, profitability, project build costs and cash flow)

• Understanding of client and capital markets processes, credit risk management and commercial requirements

• Self-motivated individual who can work independently as well as across a team

• Excellent communication and interpersonal skills and ability to communicate complex information in a clear and organized manner

• Highly proficient in Excel (including analysis/control of large datasets), PowerPoint and Word

Preferred qualifications, capabilities, and skills

• Experience in credit/counterparty risk in infrastructure finance;

• Experience in energy transition and emerging green technologies

• Ability to learn quickly with a high level of attention to detail and strong organizational and time management skills