Investment Analyst - Credit

Unum Ireland; Chattanooga (TN); On-site; USD 73,000 - 151,000; Full time

Benefits offered by this job

Health benefits

Vision benefits

Dental benefits

Disability insurance

Paid time off

401(k) match

Student loan repayment options

Tuition reimbursement

Flexible work environments

Job summary

Unum Group in Chattanooga, TN is seeking an Investment Analyst - Credit to research fixed income investments for a $30+ billion portfolio and provide credit opinions to Portfolio Managers and CIO. This role emphasizes credit review, Bloomberg research, and communications with senior leaders.

Minimum qualifications include a Bachelor's degree with 2+ years in investments; MBA/CFA preferred, and proficiency in Bloomberg and Excel.

Qualifications

• Minimum Bachelor's degree required; MBA and/or CFA credentials preferred.
• 2+ years relevant work experience in investments; solid knowledge of fixed income markets, economics and credit research required.
• Strong written and verbal communications skills, with the demonstrated ability to quickly and effectively communicate ideas and recommendations.
• Proficiency with Bloomberg and Microsoft Office tools, especially Excel; ability to learn new software and utilize external quantitative tools that value corporate credit risk required.

Responsibilities

• Credit Review and Analysis of corporate bond offerings and industries using Bloomberg, ratings agencies, third-party research, and SEC filings.
• Assign/maintain formal ratings on Investment Grade and High Yield credits and monitor exposures.
• Make investment recommendations on the purchase or sale of corporate bonds to Portfolio Managers and Head of Research.
• Collaborate with underwriters and other areas to assist in new business and renewal processes.

Skills

Fixed income

Credit research

Communication

Team collaboration

Education

Bachelor's degree in finance/economics or related field

MBA or CFA preferred

Tools

Bloomberg

Excel

MS Office

Job description

## Investment Analyst - CreditApply: Chattanooga, Tennessee, USA: Full time: Posted Today: End Date: October 29, 2026 (13 days left to apply): 836537Job Posting End Date: October 28When you join the team at Unum, you become part of an organization committed to helping you thrive.Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:* Award-winning culture* Inclusion and diversity as a priority* Performance Based Incentive Plans* Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability* Generous PTO (including paid time to volunteer!)* Up to 9.5% 401(k) employer contribution* Mental health support* Career advancement opportunities* Student loan repayment options* Tuition reimbursement* Flexible work environments### ### *\\*All the benefits listed above are subject to the terms of their individual Plans*.And that’s just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!## General Summary:This position is responsible for researching a wide range of fixed income investments for a $30+ billion bond/credit portfolio. The individual will provide credit opinions and recommendations on Investment Grade and High Yield securities to Portfolio Managers, the Head of Research, and the Chief Investment Officer. These opinions and recommendations are utilized to evaluate risk and are the basis for buy/sell/hold decisions.**Principal Duties and Responsibilities** Credit Review and Analysis* Assess credit quality of various corporate bond offerings and industries using a variety of research tools including but not limited to Bloomberg, rating agencies, third-party research, and SEC filings* Assign/maintain formal ratings (e.g., outlook, trading, ESG, etc.) on Investment Grade and High Yield credits and their respective industries* Monitor and make recommendations regarding exposures to respective issuers and industries* For assigned issuers/industries, provide written research reports and timely updates when appropriateCredit Management and Trading Recommendations* Maintain and develop research contacts and resources with a variety of street, and rating agency analysts* Effectively communicate with and critically analyze comments of CEOs, CFOs and Investor Relations Officers at large domestic and international corporations* Make investment recommendations on the purchase or sale of corporate bonds to the Head of Research and Portfolio Managers* Partner with our underwriters and other functional areas of the corporation by providing company specific opinions and industry assessments to assist in new business and renewal processes* Assume responsibilities for special projects or other duties when required **Job Specifications*** Minimum Bachelor's degree required; MBA and/or CFA credentials preferred* 2+ years relevant work experience in investments; solid knowledge of fixed income markets, economics and credit research required* Strong written and verbal communications skills, with the demonstrated ability to quickly and effectively communicate ideas and recommendations* Proficiency with Bloomberg and Microsoft Office tools, especially Excel; ability to learn new software and utilize external quantitative tools that value corporate credit risk required* Strong financial research skills, producing and maintaining quantitative financial models* Excellent problem-solving skills, documentation skills and ability to work independently* Very strong work ethic, attention to detail, team orientation, and commitment to excellence #LI-AF1~IN1Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.$73,300.00-$150,500.00Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.