Investigator, BSA/AML Operations

WEX; United States; Remote; USD 57,000 - 75,000; Full time

Job summary

Join WEX as a BSA/AML Investigator, where you will assess alerts, conduct investigations, and ensure alignment with regulatory requirements. This role offers independence in decision-making and the opportunity to contribute to fraud prevention efforts while meeting key performance indicators within a supportive team environment.

Benefits

Health, dental and vision insurances

Retirement savings plan

Paid time off

Tuition reimbursement

Quarterly or annual bonuses

Qualifications

• Basic understanding of BSA/AML and/or OFAC regulatory requirements.
• Prior BSA/AML or fraud/claims experience.
• Ability to manage multiple tasks with competing priorities.

Responsibilities

• Conduct AML transaction monitoring alert reviews and investigations.
• Document reviews thoroughly per regulatory requirements.
• Manage an assigned caseload of alerts and investigations.

Skills

Attention to Detail

Organizational Skills

Judgment

Education

Bachelor’s degree or equivalent experience

Tools

Google Suite

Excel

Salesforce

Job description

The BSA/AML Investigator is responsible for assessing AML transaction monitoring alerts, internal referrals, and performing initial investigations related to BSA/AML and/or Suspicious Activity Report (“SAR”) decisioning for fraud disputes, application fraud, and account takeover referrals. This role requires the ability to disposition work items in alignment with regulatory, compliance and contractual requirements. BSA/AML Investigators are expected to adjudicate alerts and investigations with minimal oversight. BSA/AML Investigators may assist Senior Investigators, Team Leaders, and Fraud Specialists. Investigators have a solid understanding of BSA/AML regulatory requirements and may have a focus on specific workflows or WEX business lines.

How you'll make an impact

Responsible for conducting AML transaction monitoring alert reviews, initial and ongoing investigations, and reviewing data to make timely decisions on suspicious activity determinations and escalating identified risk. Ensures the accuracy and completeness of completed alert reviews and investigations.

Exercises sound judgment and decision making while adjudicating alerts and investigations of low to medium complexity. Documents reviews thoroughly and in alignment with procedures and regulatory, compliance, and contractual requirements.

Delivers work independently and in accordance with established procedures and guidelines. Refers issues to the appropriate parties through defined channels of escalation as needed.

Achieves competency of BSA/AML and fraud processes & procedures, and WEX programs and products.

Effectively manages an assigned caseload of alerts and investigations. Provides excellent service to internal and external stakeholders, recognizes what needs to be done and demonstrates flexibility and responsiveness to meet team production volumes on routine work independently.

Participates in ad hoc projects outside of normal workflows to assist with team process improvement initiatives, as needed.

Meet established Key Performance Indicators and Service Level Agreements on a constant basis.

These statements are intended to describe the general nature and level of work being performed rather than give an exhaustive list of all duties and responsibilities.

Experience you'll bring

Bachelor’s degree or equivalent experience

Basic understanding of BSA/AML, Fraud, and/or OFAC regulatory requirements

Detail oriented, highly organized, ability to maintain discretion at all times with the ability to work in a team environment

Ability to manage multiple tasks simultaneously with competing priority levels and deadlines

Prior BSA/AML or fraud/claims experience

WEX product knowledge

Application experience including, but not limited to, Google Suite, Excel, V-Lookup, Salesforce

The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $57,000.00 - $75,000.00

About the Team/Role

The BSA/AML Investigator is responsible for assessing AML transaction monitoring alerts, internal referrals, and performing initial investigations related to BSA/AML and/or Suspicious Activity Report (“SAR”) decisioning for fraud disputes, application fraud, and account takeover referrals. This role requires the ability to disposition work items in alignment with regulatory, compliance and contractual requirements. BSA/AML Investigators are expected to adjudicate alerts and investigations with minimal oversight. BSA/AML Investigators may assist Senior Investigators, Team Leaders, and Fraud Specialists. Investigators have a solid understanding of BSA/AML regulatory requirements and may have a focus on specific workflows or WEX business lines.

How you'll make an impact

Responsible for conducting AML transaction monitoring alert reviews, initial and ongoing investigations, and reviewing data to make timely decisions on suspicious activity determinations and escalating identified risk. Ensures the accuracy and completeness of completed alert reviews and investigations.

Exercises sound judgment and decision making while adjudicating alerts and investigations of low to medium complexity. Documents reviews thoroughly and in alignment with procedures and regulatory, compliance, and contractual requirements.

Delivers work independently and in accordance with established procedures and guidelines. Refers issues to the appropriate parties through defined channels of escalation as needed.

Achieves competency of BSA/AML and fraud processes & procedures, and WEX programs and products.

Effectively manages an assigned caseload of alerts and investigations. Provides excellent service to internal and external stakeholders, recognizes what needs to be done and demonstrates flexibility and responsiveness to meet team production volumes on routine work independently.

Participates in ad hoc projects outside of normal workflows to assist with team process improvement initiatives, as needed.

Meet established Key Performance Indicators and Service Level Agreements on a constant basis.

These statements are intended to describe the general nature and level of work being performed rather than give an exhaustive list of all duties and responsibilities.

Experience you'll bring

Bachelor’s degree or equivalent experience

Basic understanding of BSA/AML, Fraud, and/or OFAC regulatory requirements

Detail oriented, highly organized, ability to maintain discretion at all times with the ability to work in a team environment

Ability to manage multiple tasks simultaneously with competing priority levels and deadlines

Prior BSA/AML or fraud/claims experience

WEX product knowledge

Application experience including, but not limited to, Google Suite, Excel, V-Lookup, Salesforce

The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $57,000.00 - $75,000.00

About the company

We simplify complex payment systems for fleets, corporate payments, and healthcare—unlocking insights, opportunities, and efficiencies to give you greater control of your business.

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