Insurance Specialist (Workers Compensation)

At Home Group Inc.; Coppell (TX); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

401(k) with Employer Match

Dental, Vision, Life

Store Discount (25%)

Job summary

At Home Group Inc. is seeking an Insurance Specialist to oversee claims across multiple states in a fast‑paced retail environment. You will manage notice through resolution, partner with carriers and brokers, and maintain accurate risk reporting.

The role requires strong analytical skills, attention to detail, and the ability to communicate effectively with Legal, HR, Safety, and operations. Home office in Coppell, TX with a mix of onsite and remote work.

Qualifications

• Bachelor’s degree or equivalent professional experience.
• Minimum of 3 years of insurance claims or risk management experience.
• Experience administering workers’ compensation across multiple states.
• Working knowledge of OSHA record‑keeping requirements.
• Experience with insurance carriers, brokers, third‑party administrators, attorneys, and internal partners.
• Strong analytical, organizational, and problem‑solving skills.
• Ability to manage multiple priorities in a fast‑paced environment.
• Proficient in Microsoft Excel.
• In‑house legal or corporate risk management experience preferred.
• Experience with renewals, policy administration, and COIs.
• Familiarity with lease insurance requirements and contractual risk transfer.
• Experience with claims management software.

Responsibilities

• Administer workers’ compensation, general liability, property, auto, and other claims from reporting to closure.
• Coordinate with third‑party administrators, carriers, brokers, and internal stakeholders for timely resolutions.
• Monitor activity, reserves, settlements, and action plans for favorable outcomes.
• Coordinate investigations and gather evidence including incident reports and statements.
• Support litigated matters with the Legal Department and outside counsel.

Skills

Insurance claims

Risk management

Analytical skills

Communication skills

OSHA knowledge

Multistate experience

Education

Bachelor’s degree in Risk Management, Insurance, Business Administration, Legal Studies, or related field

ARM or CPCU designation (or progress toward)

Tools

Excel

Job description

Insurance Specialist

The Insurance Specialist is a key member of the Legal and Risk Management team. The role serves as the primary administrator for the company’s workers’ compensation, general liability, property, and auto claims programs. Reporting to the Director of Risk & Insurance, the position partners closely with Legal, Human Resources, Safety, Store Operations, Facilities, Treasury, and third‑party administrators to ensure claims are managed efficiently, regulatory requirements are met, and business risk is minimized.

Job Summary

This role requires a self‑driven insurance professional who can independently manage a high volume of claims in a fast‑paced, multi‑state retail environment while exercising sound judgment and maintaining strong relationships with internal business partners, insurance carriers, brokers, attorneys, and third‑party administrators.

The Insurance Specialist is responsible for claims administration from initial notice through resolution, OSHA record‑keeping, certificates of insurance, insurance compliance, litigation support, policy renewals, and risk reporting. The role also supports the Director of Risk & Insurance with insurance renewals, policy placements, contractual insurance reviews, and strategic risk management initiatives.

Success in this position requires strong analytical skills, exceptional organization, attention to detail, the ability to prioritize competing deadlines, and confidence communicating with individuals at all levels of the organization.

Claims Management

• Independently administer workers’ compensation, general liability, property, auto, and other assigned insurance claims from initial reporting through closure.
• Partner with third‑party administrators, insurance carriers, brokers, defense counsel, and internal stakeholders to drive timely, cost‑effective claim resolution.
• Monitor claim activity, reserves, litigation status, settlements, and action plans to ensure appropriate handling and favorable outcomes.
• Coordinate investigations by gathering documentation, reviewing incident reports, obtaining witness statements, and analyzing supporting evidence, including video surveillance.
• Support litigated matters by coordinating with the Legal Department, outside counsel, and insurance carriers.

Workers' Compensation Administration

• Manage multi‑state workers’ compensation claims in compliance with applicable state regulations.
• Coordinate return‑to‑work efforts with Human Resources, Store Operations, and adjusters.
• Assist with bona fide job offer letters and other return‑to‑work documentation.
• Serve as a resource for stores regarding workers’ compensation procedures and claim management.

Risk & Insurance Administration

• Maintain OSHA injury and illness records for all store locations, including annual posting and electronic reporting requirements.
• Issue and manage certificates of insurance while ensuring compliance with lease agreements, contracts, and vendor requirements.
• Review lease and contract insurance requirements to ensure appropriate insurance coverage and compliance.
• Support annual insurance renewals by gathering underwriting information, claim summaries, and exposure data.
• Assist with insurance policy placements and renewal activities in partnership with the Director of Risk & Insurance.

Reporting & Compliance

• Analyze loss runs, claim trends, and incident data to identify emerging risks and recommend corrective actions.
• Prepare reports and metrics for leadership regarding claim frequency, severity, and financial impact.Maintain accurate claims documentation and ensure compliance with company policies and regulatory requirements.Assist with subpoena responses, legal hold requests, and document preservation efforts.

Operational Support

• Manage shared Risk & Insurance email inboxes and respond to internal inquiries.
• Process invoices, purchase orders, and claim‑related payments.
• Assist with surety bonds and other insurance administration activities.
• Participate in special projects and continuous improvement initiatives supporting the Legal and Risk Management function.

Qualifications

• Bachelor’s degree in Risk Management, Insurance, Business Administration, Legal Studies, or a related field, or equivalent professional experience.
• Minimum of 3 years of insurance claims, risk management, or workers’ compensation experience, preferably within a multi‑location retail organization.
• Demonstrated experience administering workers’ compensation claims across multiple states.
• Working knowledge of OSHA record‑keeping requirements and workers’ compensation regulations.
• Experience working directly with insurance carriers, brokers, third‑party administrators, attorneys, and internal business partners.
• Strong analytical, organizational, and problem‑solving skills with exceptional attention to detail.
• Ability to independently manage multiple priorities in a fast‑paced environment while consistently meeting deadlines.
• Excellent written and verbal communication skills with the ability to communicate effectively across all organizational levels.
• Advanced proficiency in Microsoft Office, particularly Excel.
• Retail industry experience supporting multi‑location operations.
• Experience within an in‑house Legal or Corporate Risk Management department.
• Experience with insurance renewals, policy administration, and certificates of insurance.
• Familiarity with lease insurance requirements and contractual risk transfer.
• Experience with claims management software and incident reporting systems.
• Associate’s in Risk Management (ARM), CPCU, or other insurance designation, or progress toward obtaining one.

Work Location

Home Office – Coppell, TX

Work Schedule

• Onsite: Tuesdays, Wednesdays, and Thursdays
• Work from Home: Mondays and Fridays

Working Conditions

• Home Office
• Must be able to remain stationary at a desktop workspace for extended periods of time.
• Ability to move about an office environment.

Summary of Benefits

Part‑Time
Full‑Time – All Prior Benefits PLUS

Part‑Time Benefits

• 401(k) with Employer Match
• Dental, Vision, Life
• 25% Store Discount (Seasonal TMs Included)

Full‑Time Benefits

• Medical Insurance
• Flexible Spending Accounts
• Paid Time Off, Holidays, and Volunteer Time

Accommodations

If a reasonable accommodation is required to fully participate in the hiring process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact [e-mail].

Equal Employment Opportunity Notice

When you’re a part of At Home, you have the full support of a diverse, close‑knit team. We consider all applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, gender identity and expression, marital or military status. We also provide reasonable accommodations to qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local law.

This job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive description of all duties, responsibilities and qualifications required of employees assigned to this job and duties. Employees may be assigned additional duties and responsibilities. Employment remains at‑will and nothing in this job description changes the at‑will employment relationship.