Insurance Product Manager

Porch Group; United States; Remote; USD 139,000 - 194,000; Full time

Benefits offered by this job

Healthcare benefits

Dental and Vision plans

Life and Disability insurance

401(k) plan with match

Wellbeing programs

Job summary

Porch Group is seeking an Insurance Product Manager for Homeowners of America (HOA), a Porch Group company. You will own profitable growth, steer pricing initiatives, and align underwriting with strategy across state and national levels.

You will collaborate with underwriting, actuarial, marketing, and operations to keep products compliant, competitive, and customer-centered in a fast-moving insurance environment.

Qualifications

• Bachelor's degree in Business, Marketing, Finance, Actuarial Science, or related field; MBA preferred.
• 10+ years in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance.
• Proven track record of successful product launches and strategic initiatives.
• Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape.
• Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals.
• Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions.
• Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders.
• Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge.
• Demonstrated customer focus and the ability to incorporate feedback into product strategy.

Responsibilities

• Ensure successful implementation of new product, pricing, and underwriting actions at state and national level.
• Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets.
• Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives.
• Analyze key competitors and their strategies; share insights to develop market initiatives and competitive intelligence tools.
• Regularly report on product performance and make data-driven decisions to optimize results; recommend KPIs.
• Ensure all products meet customer needs and expectations; incorporate customer feedback into development and improvement.
• Partner cross-functionally with underwriting, marketing, sales, IT, and operations to deliver cohesive initiatives.
• Ensure all products comply with relevant regulatory requirements and standards.
• Identify and develop cross-functional process improvements that enhance efficiency and effectiveness.

Skills

Product management

Actuarial

Finance

Leadership

Analytics

Communication

Education

Bachelor's degree

MBA preferred

Job description

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship.We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home.

As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies.

In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED.

Job Title: Insurance Product Manager

Location: United States

Workplace Type: Remote

Job Summary

The future is bright for the Porch Group, and we’d love for you to be a part of it as our Insurance Product Manager.

At Homeowners of America (HOA), a Porch Group company, we are building a best-in-class insurance product organization — and we need a driven, analytically sharp Product Manager to help lead that charge. In this role, you will own profitable growth across your assigned markets, steering new product and pricing initiatives from concept through state and national implementation. You will serve as a critical connector across underwriting, actuarial, marketing, and operations, ensuring our products remain competitive, compliant, and customer-centered. If you thrive at the intersection of data, strategy, and execution in a fast-moving insurance environment, this is your opportunity to shape how millions of homeowners protect what matters most.

What You Will Do As A Insurance Product Manager

• Ensure the successful implementation of new product, pricing, and underwriting actions at a state and national level.
• Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets; ensure forecasts and business objectives account for current and likely market conditions.
• Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives.
• Analyze key competitors and their strategies; share insights across the organization to develop effective market initiatives and build out competitive intelligence tools.
• Regularly report on product performance and make data-driven decisions to optimize results; recommend KPIs and metrics to improve performance tracking.
• Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement.
• Partner cross-functionally with underwriting, marketing, sales, IT, and operations teams to deliver cohesive and effective product initiatives.
• Ensure all products comply with relevant regulatory requirements and standards.
• Identify and develop cross-functional process improvements that enhance both efficiency and effectiveness.

What You Will Bring As A Insurance Product Manager

• Bachelor’s degree in Business, Marketing, Finance, Actuarial Science, or a related field; MBA or advanced degree preferred.
• Minimum 10+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance required.
• Proven track record of successful product launches and strategic initiatives.
• Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape.
• Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals.
• Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions.
• Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders.
• Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge.
• Demonstrated customer focus and the ability to incorporate feedback into product strategy.

The application window for this position is anticipated to close in 2 weeks (10 business days) from 8/19/2026 Please know this may change based on business and interviewing needs.

At this time, Homeowners of America does not consider applicants from the following states or jurisdictions for Remote positions: Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, the District of Columbia, Hawaii, Maryland, Mississippi, Montana, Nebraska, Nevada, New Hampshire, North Dakota, Utah, Vermont, Virginia, West Virginia, or Wyoming.

What You Will Get As A Porch Group Team Member

Pay Range*: $138,800 – $194,300 annually

*Please know your actual pay at Porch will reflect a number of factors among which are your work experience and skillsets, job-related knowledge, alignment with market and our Porch employees, as well as your geographic location.

Additionally, you will be eligible to receive long-term incentive awards, subject to program guidelines and approvals.

Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing.

• Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose.
• Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis.
• We offer pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options.
• We provide company paid Basic Life and AD&D, Short and Long-Term Disability benefits. We also offer Voluntary Life and AD&D plans.
• Both traditional and Roth 401(k) plans are available with a discretionary employer match.
• Supportlinc is part of our employer paid wellbeing program and provides employees and their families access to on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation.
• LifeBalance is a free resource to employees and their families for year-round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more.
• Our wellness programs include flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discounts programs.

#LI-NH1

Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work.

Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, orany other characteristic protected by applicable laws, regulations, and ordinances.

Porch Group is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee’s eligibility to work in the US using information reported on an employee’s Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website.