Insurance Coverage Counsel

Distinct | North America; California; Remote; USD 200,000 - 275,000; Full time

Job summary

Distinct | North America is seeking an Insurance Coverage Counsel to work fully remotely from California. You’ll draft and defend coverage opinions on first-party and third-party claims, advise on declaratory relief actions in state and federal court, and guide bad-faith defenses for challenging files.

The role blends analytical policy interpretation with practical litigation strategy. Applicants should have several years of coverage experience and be admitted to the California Bar, with the

Qualifications

• Several years of coverage experience.
• Licensed to practice law in California.
• Experience with declaratory relief actions in federal/state court.

Responsibilities

• Draft and defend coverage opinions on first-party and third-party claims.
• Advise on declaratory relief actions in California state and federal court.
• Assist with bad faith defenses on relevant files.
• Collaborate with carriers as claims evolve toward resolution.

Skills

Insurance law

Education

California Bar

Job description

Insurance Coverage Counsel | Fully Remote, California | $200,000 to $275,000

A garden center outside Sacramento stocks eleven kinds of compost and four of them say multipurpose on the bag. One of the four also says enriched. Another says enriched with added perlite, and the person standing in front of them on a Saturday morning has been holding one bag in each hand for about twenty minutes now, reading the back of both like a will. Their partner has gone off to look at the fish. Eventually they buy the cheaper one and spend the whole drive home thinking about the other bag.

You'd be doing much the same thing for a living, with two endorsements in your hands and a carrier waiting to hear whether it's on the hook, for $200,000 to $275,000.

This is a counsel seat in coverage, fully remote and based out of San Francisco, at a firm where insurance is the main thing they do. The people around you will happily spend an hour on whether "arising out of" stretches as far as this, and nobody rolls their eyes at you for it. At counsel level the analysis is yours, from the first read of the policy to the declaratory relief action when the insured sees it differently.

What lands on your desk:

• Coverage opinions on first party and third party claims
• Declaratory relief actions in California state and federal court
• Bad faith defense on the files that go that way
• Talking a carrier through a claim that's still moving and hasn't settled into a shape yet

Several years of coverage behind you, and the California Bar.